http://genxfinance.com/2006/10/23/christmas-is-coming-but-do-you-already-feel-the-pinch/ Helping a unique generation achieve financial independence. Thu, 18 Mar 2010 12:28:38 +0000 http://wordpress.org/?v=2.9.1 hourly 1 http://genxfinance.com/2006/10/23/christmas-is-coming-but-do-you-already-feel-the-pinch/#comment-435 Generation X Finance » Things Gone By And Things To Come - Reflections On 2006 And Changes For 2007 Wed, 27 Dec 2006 15:54:07 +0000 http://genxfinance.com/2006/10/23/christmas-is-coming-but-do-you-already-feel-the-pinch/#comment-435 [...] The last two are things I had not really thought of until we got home from our holiday visits late Christmas night. First we need to focus on holiday spending better in the coming year. The good news this year is that since we do not use credit anymore, all holiday spending was paid in cash or with money we had on hand. The bad news is we did not plan ahead for this spending very well so our gifts given to friends and family this year were less than stellar. I realize that it is the thought that counts, but we did not give anywhere near what we should have. Back in October I wrote about how to painlessly save for the holidays. Unfortunately that was when we started to do this and thanks to some unexpected car repairs and such we eliminated a good chunk of what we saved. This year we are starting fresh right from our first January paycheck. Another holiday issue I want to improve on is planning in general. Given our distance from family now we have a significant amount of travel involved. This year we did not coordinate our days off very well and wound up becoming very stressed out and not spending enough time with all of our loved ones. Next year more time will be spent planning out our travels to create a more stress-free holiday season. [...] [...] The last two are things I had not really thought of until we got home from our holiday visits late Christmas night. First we need to focus on holiday spending better in the coming year. The good news this year is that since we do not use credit anymore, all holiday spending was paid in cash or with money we had on hand. The bad news is we did not plan ahead for this spending very well so our gifts given to friends and family this year were less than stellar. I realize that it is the thought that counts, but we did not give anywhere near what we should have. Back in October I wrote about how to painlessly save for the holidays. Unfortunately that was when we started to do this and thanks to some unexpected car repairs and such we eliminated a good chunk of what we saved. This year we are starting fresh right from our first January paycheck. Another holiday issue I want to improve on is planning in general. Given our distance from family now we have a significant amount of travel involved. This year we did not coordinate our days off very well and wound up becoming very stressed out and not spending enough time with all of our loved ones. Next year more time will be spent planning out our travels to create a more stress-free holiday season. [...]

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