Comments on: Lifecycle Funds: Look But Don’t Touch

By: Target Retirement Funds - aka Lifestyle Fund Investment Asset Allocation

Target Retirement Funds - aka Lifestyle Fund Investment Asset Allocation — Wed, 19 Dec 2007 21:25:18 +0000

[...] from Generation X does a good job of explaining all, in this lifecycle fund post. And much like him, I’ve seen a lot of mangled retirement allocations in my day. It’s [...]

By: Advanced Personal Finance » Blog Archive » Target Date Funds - A Surprising Finding

Tue, 30 Oct 2007 12:15:26 +0000

[...] at Generation X Finance addresses target date funds generally and brings up a good point about overlap in particular. Share [...]

By: Favorite Blog Wednesday - The X Generation. | My Two Dollars

Favorite Blog Wednesday - The X Generation. | My Two Dollars — Wed, 16 May 2007 16:10:27 +0000

[...] Lifecycle Funds – Look But Don’t Touch is a very informative piece about those lifecycle mutual funds you are hearing about everywhere. We have one set up and we just let it ride….just as Jeremy says “look but don’t touch”. I love the idea of these funds, but I would not put all my eggs in that basket to determine my future. How To Get Money For Your Old Clothes Buy New Clothes At A Fraction Of Retail talks about the time honored tradition of taking your old clothes and donating them to charity. Jeremy discusses selling your old clothes for cash or trading them in for store credit at a used clothing store instead, both of which end up either putting new clothes on your back or cash in your wallet. We normally take our old clothes to the second hand shop down the street, and if they don’t buy them from us, we walk one more block and give them to Goodwill. We are going to try selling them on our own soon, on Ebay or Craigslist, we shall see. [...]

By: Finance Findings For Tuesday, April 24, 2007

Finance Findings For Tuesday, April 24, 2007 — Tue, 24 Apr 2007 12:54:56 +0000

[...] Lifecycle Funds: Look But Don�t Touch [Generation X Finance] [...]

By: Posts I Enjoyed Last Week | The Sun’s Financial Diary | A Personal Finance Blog on Saving and Investing

Mon, 23 Apr 2007 02:32:06 +0000

[...] at Generation X Finance offers his take on liftcycle funds and his conclusion is “Look, but don’t touch!” While I generally agree that using [...]

By: Weekend Personal Finance Review

Weekend Personal Finance Review — Sun, 22 Apr 2007 22:34:26 +0000

[...] X Finance says that with LifeStyle funds, you should look, but not touch. By the title, I thought he was going to advocate not using them, but it’s more about not [...]

By: The Sunday Review #17: Earth Day Edition

The Sunday Review #17: Earth Day Edition — Sun, 22 Apr 2007 12:15:42 +0000

[...] Lifecycle Funds: Look But Don�t Touch by Jeremy @ Generation X Finance. With this statement I am not implying you should avoid these funds, not at all. These are a terrific way for investors to spread their money out with little effort and require very little interaction with the funds. I think these funds are turning out to be a great addition to retirement plans everywhere, but they have to be used properly in order to be effective. [...]

By: Andy

Andy — Fri, 20 Apr 2007 18:58:53 +0000

It’s problematic to count savings as part of your overall asset allocation. If you have some expense (say, a car) that uses up $10k of your $12k savings, you would have to sell some amount of equities to rebalance.

And many people save for the short to mid-term as well. In that sense 70/30 may not be aggressive at all.

By: Advanced Personal Finance » Blog Archive » Friday Favorites #3

Advanced Personal Finance » Blog Archive » Friday Favorites #3 — Fri, 20 Apr 2007 13:28:11 +0000

[...] Jeremy at Generation X Finance talks writes about the proper use of lifecycle funds. [...]

By: fivecentnickel.com

fivecentnickel.com — Fri, 20 Apr 2007 11:28:26 +0000

Weekly Roundup – 04/20/07

Here’s a quick look at some of the articles that caught my eye over the past week…

FMF asks if going to grad school is a financial mistake.
JLP talks about teaching high school kids about personal finance.
Flexo broke down his 401(k) stat…