Comments on: Reader Question: I Can’t Pay My Bills! What Bills Should I Pay First? http://genxfinance.com/2007/08/28/reader-question-i-cant-pay-my-bills-what-bills-should-i-pay-first/ Helping a unique generation achieve financial independence. Sat, 20 Mar 2010 05:51:25 +0000 http://wordpress.org/?v=2.9.1 hourly 1 By: Wayne Hall http://genxfinance.com/2007/08/28/reader-question-i-cant-pay-my-bills-what-bills-should-i-pay-first/#comment-126874 Wayne Hall Mon, 15 Feb 2010 18:45:30 +0000 http://genxfinance.com/2007/08/28/reader-question-i-cant-pay-my-bills-what-bills-should-i-pay-first/#comment-126874 Where do you turn for help? My income for the last year was just a little over 19 thousand not a lot of money to live on, much less pay bills. I was told the Catholics would help me, I wrote them several times, they never responded. When I got sick and ran up a hospital bill, I was told to contact Medicade since I was already 63, they said they could not help I made to much money??? Where do you turn for help? My income for the last year was just a little over 19 thousand not a lot of money to live on, much less pay bills. I was told the Catholics would help me, I wrote them several times, they never responded. When I got sick and ran up a hospital bill, I was told to contact Medicade since I was already 63, they said they could not help I made to much money???

]]> By: Mr James Waller http://genxfinance.com/2007/08/28/reader-question-i-cant-pay-my-bills-what-bills-should-i-pay-first/#comment-126431 Mr James Waller Fri, 12 Feb 2010 02:40:43 +0000 http://genxfinance.com/2007/08/28/reader-question-i-cant-pay-my-bills-what-bills-should-i-pay-first/#comment-126431 Good Day Are you in any kind of financial difficulties? Your help comes now. Are you losing sleep at nights worrying how to get a Loan?Don't allow your dreams to die, Contact {jameswallerloanlender@hotmail.com ) for easy and reliable loan. following details: BORROWERS INFORMATION Your names .......... Amount Needed......... Duration:............. Your country......... Phone Number.......... Monthly Income........ *CENSORED*................... Your Age.............. Contact E-mail:jameswallerloanlender@hotmail.com Mr James Waller. Good Day

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]]> By: Juna http://genxfinance.com/2007/08/28/reader-question-i-cant-pay-my-bills-what-bills-should-i-pay-first/#comment-123018 Juna Mon, 16 Nov 2009 06:12:10 +0000 http://genxfinance.com/2007/08/28/reader-question-i-cant-pay-my-bills-what-bills-should-i-pay-first/#comment-123018 Wow - It seems like a lot of folks are going through financial hardship. I agree pay your mortgage and maintenance if you are in an association, then taxes then hit your light bill and water. Phone, cable, can wait. It is better to have a cell phone. Cutting back is an art. Even if you are paying late, I think it would be hard for a jusge to allow a company to garnish your wages. Balancing can be hard if you don't have much money. What is the max amount that your wages can be garnished? Is their an amount? Wow – It seems like a lot of folks are going through financial hardship. I agree pay your mortgage and maintenance if you are in an association, then taxes then hit your light bill and water. Phone, cable, can wait. It is better to have a cell phone. Cutting back is an art. Even if you are paying late, I think it would be hard for a jusge to allow a company to garnish your wages. Balancing can be hard if you don’t have much money. What is the max amount that your wages can be garnished? Is their an amount?

]]> By: dave http://genxfinance.com/2007/08/28/reader-question-i-cant-pay-my-bills-what-bills-should-i-pay-first/#comment-121972 dave Mon, 14 Sep 2009 14:03:41 +0000 http://genxfinance.com/2007/08/28/reader-question-i-cant-pay-my-bills-what-bills-should-i-pay-first/#comment-121972 housing is very importantthat comes first credit is a privalage you dont realy need it but my electric bill is over 1200 and i have allready used heap and red cross what next i am struggling here to fix this by 2 days any suggestions housing is very importantthat comes first credit is a privalage you dont realy need it but my electric bill is over 1200 and i have allready used heap and red cross what next i am struggling here to fix this by 2 days any suggestions

]]> By: Getting Off the Debt Treadmill - Stop Running In Place and Start Making Progress : Generation X Finance http://genxfinance.com/2007/08/28/reader-question-i-cant-pay-my-bills-what-bills-should-i-pay-first/#comment-113046 Getting Off the Debt Treadmill - Stop Running In Place and Start Making Progress : Generation X Finance Tue, 24 Mar 2009 13:50:22 +0000 http://genxfinance.com/2007/08/28/reader-question-i-cant-pay-my-bills-what-bills-should-i-pay-first/#comment-113046 [...] not good for the health of your mind or body. For families living paycheck to paycheck and can’t pay their bills, the frustration of trying to beat back their growing levels of debt can make life seem almost [...] [...] not good for the health of your mind or body. For families living paycheck to paycheck and can’t pay their bills, the frustration of trying to beat back their growing levels of debt can make life seem almost [...]

]]> By: Ryan http://genxfinance.com/2007/08/28/reader-question-i-cant-pay-my-bills-what-bills-should-i-pay-first/#comment-110910 Ryan Mon, 16 Mar 2009 23:43:26 +0000 http://genxfinance.com/2007/08/28/reader-question-i-cant-pay-my-bills-what-bills-should-i-pay-first/#comment-110910 Wondering if someone could tell me if the gas company would shut off my gas if partial payments are being made.Last month my bill was over $300 and I made a $100 paymentRyan Wondering if someone could tell me if the gas company would shut off my gas if partial payments are being made.Last month my bill was over $300 and I made a $100 paymentRyan

]]> By: annmarie http://genxfinance.com/2007/08/28/reader-question-i-cant-pay-my-bills-what-bills-should-i-pay-first/#comment-96831 annmarie Thu, 11 Dec 2008 03:17:01 +0000 http://genxfinance.com/2007/08/28/reader-question-i-cant-pay-my-bills-what-bills-should-i-pay-first/#comment-96831 If you can't make payment on the water bills, some localities will roll the water bill onto the tax bill after it's late for a while , in turn your mortgage co. pays that in escrow,then you can write the taxes off. I realize this may increase escrow a bit. Sometimes you have to do what you have to do. If you can’t make payment on the water bills, some localities will roll the water bill onto the tax bill after it’s late for a while , in turn your mortgage co. pays that in escrow,then you can write the taxes off. I realize this may increase escrow a bit. Sometimes you have to do what you have to do.

]]> By: Marco http://genxfinance.com/2007/08/28/reader-question-i-cant-pay-my-bills-what-bills-should-i-pay-first/#comment-88382 Marco Sun, 28 Sep 2008 01:01:47 +0000 http://genxfinance.com/2007/08/28/reader-question-i-cant-pay-my-bills-what-bills-should-i-pay-first/#comment-88382 The Chevololet dealer ship close down while my car was in repair I was making payment on it. what do i do? So many people just went and got their vehicle and said the company will get back with them. The word going around is they may file bankruft this week The Chevololet dealer ship close down while my car was in repair I was making payment on it. what do i do? So many people just went and got their vehicle and said the company will get back with them. The word going around is they may file bankruft this week

]]> By: Andrea http://genxfinance.com/2007/08/28/reader-question-i-cant-pay-my-bills-what-bills-should-i-pay-first/#comment-86795 Andrea Fri, 12 Sep 2008 17:58:17 +0000 http://genxfinance.com/2007/08/28/reader-question-i-cant-pay-my-bills-what-bills-should-i-pay-first/#comment-86795 What should we do if we can't pay our bills and we can't sell our house to change our situation, how do we lower our monthly expenses when the housing market is so terrible? What should we do if we can’t pay our bills and we can’t sell our house to change our situation, how do we lower our monthly expenses when the housing market is so terrible?

]]> By: Struggling http://genxfinance.com/2007/08/28/reader-question-i-cant-pay-my-bills-what-bills-should-i-pay-first/#comment-84355 Struggling Mon, 25 Aug 2008 20:29:45 +0000 http://genxfinance.com/2007/08/28/reader-question-i-cant-pay-my-bills-what-bills-should-i-pay-first/#comment-84355 I just wanted to give advise. I too am struggling. I used to make a 6 figure income until my business went south and my health did as well.It's been very dificult as it has been with many. Now I barely get by. But regarding the order of payments. This is what I recommend. Pay Housing first, then utilities, then ,car,gas then consider paying credit cards. But you should first negotiate with the credit card companies. You can yourself. If you lost your job sometimes they can defer payments. Or if you can't pay the minimums tell them you're considering bankruptcy.Then tell them if anything you can afford and if you have had a god payment history, mention that. Another thing that helps is my family gets by instead of buying food, we get good quality store and manufacture donated food from foodbanks weekly. This saves hundreds a week and a month. If you're fortunate enough to have access to some in your area, try the church's an there are senior ones as well. Be proactive when you're going through hard times and don't forget coupns online. They help a bundle too. I just wanted to give advise. I too am struggling. I used to make a 6 figure income until my business went south and my health did as well.It’s been very dificult as it has been with many.
Now I barely get by. But regarding the order of payments. This is what I recommend.
Pay Housing first, then utilities, then ,car,gas then consider paying credit cards.
But you should first negotiate with the credit card companies. You can yourself. If you lost your job sometimes they can defer payments. Or if you can’t pay the minimums tell them you’re considering bankruptcy.Then tell them if anything you can afford and if you have had a god payment history, mention that.
Another thing that helps is my family gets by instead of buying food, we get good quality store and manufacture donated food from foodbanks weekly. This saves hundreds a week and a month. If you’re fortunate enough to have access to some in your area, try the church’s an there are senior ones as well. Be proactive when you’re going through hard times and don’t forget coupns online. They help a bundle too.

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