Comments on: Poll: What Asset Allocation Strategy Do You Use?

By: Top 12 Money Mistakes Most People Make : Generation X Finance

Top 12 Money Mistakes Most People Make : Generation X Finance — Wed, 23 Jul 2008 12:44:48 +0000

[...] to correctly pick the best asset class for any given time frame. So, instead of trying to guess, you should be diversified. As you spread your money out across asset classes, you minimize your risk and maximize your [...]

By: Friday Finance Findings For December 21st : Generation X Finance

Friday Finance Findings For December 21st : Generation X Finance — Fri, 21 Dec 2007 17:07:56 +0000

[...] on Target Date Retirement Funds – ChanceFavors expanded on a poll I held last week in regards to what type of asset allocation people use. There is a lot of in-depth information that [...]

By: Target Retirement Funds - aka Lifestyle Fund Investment Asset Allocation

Target Retirement Funds - aka Lifestyle Fund Investment Asset Allocation — Wed, 19 Dec 2007 21:22:22 +0000

[...] on Generation X Finance, Jeremy wrote a post titled What Asset Allocation Strategy Do You Use? He offered up three different allocation strategies for visitors to choose [...]

By: Chancefavors

Chancefavors — Tue, 18 Dec 2007 04:29:40 +0000

Hey Jeremy,

I think the strategic asset allocation makes the most sense for the great majority of the investing public.

But the great majority of the public are also not on these blogs. These people, to me, are more savy then the general public and can be more proactive, taking a core satellite approach.

I think Millionaire Money Habits, Dave and Honest Dollar have it right.

I use Managed futures to build portfolios, which creates some non correlated diversification for client portfolios. This approach falls into the core satellite approach.

Sometimes I’ll take a similar approach to the one you detailed, core with a touch of tactical, as well.

@Michael Blackburn – What’s the symbol for your fund of funds?

By: Millionaire Money Habits

Millionaire Money Habits — Mon, 17 Dec 2007 04:50:01 +0000

I’m more like the core-satallite holding style and in for the long haul. I have about 10% of my portfolio for my own stock picking strategy just for fun, and 5% of that is speculative.

By: Christmas And Credit - Plus, A Stroll Through My Blogroll

Christmas And Credit - Plus, A Stroll Through My Blogroll — Sat, 15 Dec 2007 23:29:20 +0000

[...] Core Asset Allocation Poll – a post by Gen X. [...]

By: money market savings accounts » Comment on Poll: What Asset Allocation Strategy Do You Use? by <b>…</b>

Sat, 15 Dec 2007 04:00:00 +0000

[...] Check This Out! While looking through the blogosphere we stumbled on an interesting post today. Here’s a quick excerpt: It definitely makes sense to do this cross-account analysis for all funds _*dedicated to a specific goal*_. In your posts’ hypothetical example, you include the $12000 savings account as a part of his potential retirement portfolio. … [...]

By: Paul Bradish

Paul Bradish — Fri, 14 Dec 2007 21:04:56 +0000

I have a Roth IRA and purchase precious metals. Beyond this, I’m still slightly afraid of other investments (lost a lot in the 2001 tech crash).

By: Dave

Dave — Fri, 14 Dec 2007 18:28:05 +0000

I chose the core-satellite strategy. I have most of my investments in a target date fund, and that is the core. The “satellites” are not really investments with the intention of increasing diversity, they are more “fun” and “tactical”. Basically, the satellites are where I play with stock picking and other DIY stuff. The goal isn’t to increase diversity but to increase my knowlege and involvement with my investments.

By: Jeremy

Jeremy — Fri, 14 Dec 2007 17:49:58 +0000

You’re right, that example is a little misleading, and an amount that small is probably set aside for a different goal.

I was more or less referring to people who have substantial cash sitting aside that is exceeding emergency funds, and they have no other real plans for the cash than to sit there and earn interest.