As anticipated, this past week was about as bad as it gets. Between driving through the ice storm, waking up at 4am every morning, and staying at a crappy hotel, I’m glad to be home. I can’t wait for the weekend so I can catch up on sleep and finally regain some energy. But before I do that, I’ll share some of the best links from the past week.

The Education of a Long-Term Investor - People don’t become great investors overnight. It takes a lot of time, practice, and learning from your mistakes. SVB takes a look at some things you should avoid and how to become a better investor.

15 Products that Save Time, Money, and Space - Lazy Man has a great list of products that can save you time, money, or space. I have a few items on this list, but there are quite a few more I wouldn’t mind getting for Christmas this year.

Earn Extra Holiday Cash With ExpoTV - Have a video recorder? Have some spare time? If so, you could earn a few extra bucks by doing a video review of a product. Learn more about how to make some extra holiday cash with ExpoTV.

Earn Money With PineCone Research - On the same theme of earning some extra cash, Sun explains how you can spend some time doing surveys through PineCone Research. They don’t always accept new members, but they are now, so act quickly if you want in.

Don’t Use Home Equity to Pay Off Unsecured Debt - For most people, I agree with Jim here. While you certainly may be able to consolidate and get a lower overall rate, you’re essentially pledging your home to cover the debts you may have taken on years ago. This could be bad news if you are faced with a significant financial or medical crisis that is out of your control.

Buying Gift Cards at a Discount - Nickel has some tips on how to purchase those holiday gift cards at a slight discount. In addition, I know of a few places locally that directly provide a discount if the card has a value over a certain amount.

Reading (and Understanding) the Fine Print - Reading the fine print on any document is no more fun than getting a root canal, but it is extremely important that you not only read it, but understand it. It could save you a lot of money later.

$10 a Day Equals 3/4 of a Million Dollars - The power of compounding and regular saving can work wonders, and NCN has a nice post that explains it. When you think about it, at $10/day, that comes out to less than the max you can contribute to an IRA each year.

Think Cash is Safe? Think Again - Many people think that cash is the safest investment. That’s because you can stick it in a safe or put it in a savings account, and you’re guaranteed that you won’t have less of it a few days, months, or years later. While that may be true, you may be surprised to find that cash has been one of the riskiest places to keep money lately.

Copper Cents Will Probably Get Very Scarce, Very Soon - Pennies today aren’t made out of copper as you might expect, but they used to contain quite a bit of copper. In fact, due to copper prices, the value of the metal the coin is made of is worth more than the penny’s face value.

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