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This comes a few days late as I’ve been just completely swamped. Hopefully this week begins to calm down and I can get back on track. But enough chit-chat, let’s get right to the links.

Review Your W-4 Tax Exemptions- The start of the new year is a great time to review your tax withholding and make any adjustments. I put together a quick reminder over at About.com.

Why Most Investors Don’t Make Money in the Stock Market – It’s true, and many studies have been done to show that the average investor simply doesn’t make much money when investing. But how can that be? SVB takes a detailed look.

Get 5% Cash Back With Lending Club – Cash back is great, so Lazy Man tells you how to get your 5%. Lazy Man was also nominated for a Performancing award, so don’t forget to vote!

The FICO Credit Score Calculation is Changing – The Sun takes a look at what some of these changes may mean for you and your FICO score.

Do eBay Sellers Need to Report Their Earnings? – Even though eBay or Paypal doesn’t report income to the IRS, the bottom line is that if you make money and treat selling on eBay as a business, you better report that income. Find out more at Money Smart Life.

What is a Reverse Mortgage? – These are becoming more and more popular as the boomers are beginning to age, so find out what all the fuss is about.

Roth IRA Income Limits and Marriage – Nickel has a reader that asked an interesting question about the Roth IRA income limits and how it applies when getting married after the contributions have been made for the year.

Fully Fund Your Roth IRA for $10.64 a Day -  While you don’t want to be bothered with daily deposits, it helps to think about what it really boils down to on a daily basis. NCN has more.

What Did You Do With Your Bonus Last Year? – If you receive an annual bonus, it is very tempting to treat that money as a windfall, but there are certainly some better ideas for putting that money to good use.

Presidential $1 Coins for 2008 – The Mighty Bargain Hunter has some information on the upcoming dollar coins. This is a timely post since there has been a bit of talk about these recently, and we actually received a few rolls as a Christmas gift this year.

Win a Free Copy of “The Rules of Money” – You still have until the 11th to get into this one.

Do the Unrealistic – I’m currently reading the 4-Hour Workweek as well, so this post caught my eye. And when you think about it, it makes sense.

Cheap and Affordable Ways to Create a Virtual Office for Your Business – I’ve considered this before, but never got too serious about it. I’m not sure that I need anything quite like a virtual office at the moment, but these are some great tips.