Comments on: Comparing Deductible, Co-Pay, and Co-insurance When Looking at Your Health Insurance Benefit Options

By: Comparing Deductible Co Pay and Co insurance When Looking at | low cost car insurance

Wed, 17 Jun 2009 04:21:11 +0000

[...] Comparing Deductible Co Pay and Co insurance When Looking at Posted by root 11 minutes ago (http://genxfinance.com) Again when comparing plans the co pay amount or co insurance percentage can play a big role in how much your premium is while the premium directly affects your bottom line saving a few dollars on the leave a comment e mail address never displayed html all Discuss | Bury | News | Comparing Deductible Co Pay and Co insurance When Looking at [...]

By: The Weakonomist

The Weakonomist — Fri, 13 Feb 2009 03:53:52 +0000

The simple fact that the system is so complicated and confusing is a testiment to why we need some reform to the system.

Thanks for the guide though. My employer offers nothing short of 14 plans.

By: Make Your Own T Shirt

Make Your Own T Shirt — Sat, 03 Jan 2009 09:54:06 +0000

Coinsurance is a type of insurance in which the insurer and the insured split risks with each other.

By: Financial Lessons » Comparing Deductible, Co-Pay, and Co-insurance When Looking at Your Health Insurance Benefit Options

Mon, 17 Nov 2008 19:23:57 +0000

[...] Jeremy wrote an interesting post today onHere’s a quick excerpt [...]

By: Weekend Linkage - November 9, 2008

Weekend Linkage - November 9, 2008 — Fri, 14 Nov 2008 02:15:23 +0000

[...] Comparing Deductible, Co-Pay, and Co-insurance When Looking at Your Health Insurance Benefit Options @ Generation X Finance [...]

By: The Struwwelpeter Edition of the Carnival of Personal Finance

The Struwwelpeter Edition of the Carnival of Personal Finance — Mon, 10 Nov 2008 05:47:26 +0000

[...] Gen X Finance: How do you review your health insurance benefit options? Some things to compare include the deductibles, co-pay and co-insurance amounts. [...]

By: college student

college student — Fri, 07 Nov 2008 17:43:45 +0000

Thanks so much for this. I’m graduating college soon and have to look at the insurance options of potential employers. I discovered that I had no idea how insurance worked, even though I knew I needed to get it! P.S. I love this blog

By: Will Barack Obama Fix Our Economy? | Money Smart Life

Will Barack Obama Fix Our Economy? | Money Smart Life — Fri, 07 Nov 2008 11:10:48 +0000

[...] Just in time for open enrollment, Generation X has a good article on medical deductibles, co-pays, and co-insurance. [...]

By: pays to live green

pays to live green — Thu, 06 Nov 2008 17:19:07 +0000

Good look into deductibles and co-pays. In my opinion, on less risky things, a higher deductible is the way to go. If you save some of the money as the previous commentor said, you can save up in case something happens. If it doesn’t, the money is all yours.

By: Beyond Paycheck to Paycheck

Beyond Paycheck to Paycheck — Thu, 06 Nov 2008 14:18:32 +0000

Great summary, Jeremy. I’ve found that many people have a bias towards keeping co-pays and deductibles low so they don’t have any unexpected large bills.

While it depends on your individual circumstance, for my family, high co-pays and deductibles were the way to go. We’ve saved thousands each year in premiums, more than making up the painful $40 co-pays. This strategy requires the discipline of saving – or we’d have been in trouble when someone did have to go to the emergency room a couple of years ago. Another benefit of living beyond paycheck to paycheck can be a comfort in taking the lower premium option.