FNBO Direct Provides Great Rates and Great Service

FNBO Direct

With interest rates continuing to be slashed across the board, finding attractive yields on savings accounts is becoming even more difficult. At the very least, you’d like to have your savings try to keep up with inflation, but even that can be a tall order these days. Of course, interest rates aren’t everything, and you also want a bank that is secure, provides great service, and has a useful online interface. Luckily, FNBO Direct is a great opportunity to receive a competitive interest rate, remain FDIC insured, and have access to a pretty nice online interface.

FNBO Account Features

  • No account minimum
  • 2.80% APY as of this writing
  • FDIC insured

Just like opening an account with most online, or even traditional banks, you will need to provide some information in order to sign up, verify your identity, and link to other existing accounts. To open an account with FNBO Direct, you’ll need:

  • Your Social Security or Tax ID Number.
  • Your Driver’s License or ID card issued by a state DMV.
  • Employer information.
  • Information about any loans or mortgages that you may have to help us confirm your identity.
  • For instant funding, you will need your current bank account and routing numbers.
  • If a joint account, the other applicant’s information.

Sign Up Today

There are obviously a lot of choices when it comes to savings accounts, but with rates continuing to decline, making sure your money is working its hardest is increasingly important. While I’m not a big fan of rate chasing, I think FNBO Direct is a good place to stick it out. In the past, they have been one of the last banks to drop rates when it was time for a rate cut, and the rates are consistently at the higher end of the spectrum. So, sign up today for your own FNBO Direct account.