Archive for November, 2008
Poll: Are You Noticing Any Cutbacks at Your Job?
With the economy in recession, the stock market down, and companies trying to turn a profit, a lot of employers have started to cut back. For some, it might mean eliminating the company Christmas party, while other companies are making massive layoffs or cutting pay. I’ve noticed a few things getting cut from our regular [...]
Even in this Economic Crisis and with Failing Companies Your Pension Should be Safe
What Happens to My Pension if My Company Goes Bankrupt? If you’re lucky enough to have a pension through your employer, you’re probably wondering what effect this significant economic downturn will have on your benefit. What happens if your employer goes bankrupt? What does it mean if they freeze your pension? Can your pension benefit [...]
Investing for College Requires a Slightly Different Approach Compared to Investing for Retirement
Investing for retirement is one of the staples of financial planning. Almost everyone will either choose to, or be forced to stop working at some point, and having money set aside to fund these non-working years is important. In addition to retirement, there is an increasing trend in saving and investing for college expenses. College [...]
Poll: Have Recent Economic Conditions Changed Your Expectations for Retirement?
After a little over a year of constant downturns in the economy and stock markets, some discussion is coming to light in terms of people reconsidering what retirement means, and how they are going to get there. I know I’ve seen this in my practice, as I’m encountering many more people who are approaching retirement [...]
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