Comments on: New Jersey Bill to Require Personal Finance 101 for High School Seniors http://genxfinance.com/2009/01/26/new-jersey-bill-to-require-personal-finance-101-for-high-school-seniors/ Helping a unique generation achieve financial independence. Sat, 20 Mar 2010 15:15:15 +0000 http://wordpress.org/?v=2.9.1 hourly 1 By: Current account http://genxfinance.com/2009/01/26/new-jersey-bill-to-require-personal-finance-101-for-high-school-seniors/#comment-114734 Current account Tue, 31 Mar 2009 08:36:07 +0000 http://genxfinance.com/?p=1145#comment-114734 I think it now the time to think differently. I wish I had a class in High School. If we do not learn this skill from school, where would the next generation learn it? Their parents have failed to learn it, look to see how much consumer debt is in this nation. I think it now the time to think differently. I wish I had a class in High School. If we do not learn this skill from school, where would the next generation learn it? Their parents have failed to learn it, look to see how much consumer debt is in this nation.

]]> By: Sarah Daniel http://genxfinance.com/2009/01/26/new-jersey-bill-to-require-personal-finance-101-for-high-school-seniors/#comment-114649 Sarah Daniel Tue, 31 Mar 2009 03:56:07 +0000 http://genxfinance.com/?p=1145#comment-114649 SORRY! IT'S www.imagineinternational.biz SORRY! IT’S http://www.imagineinternational.biz

]]> By: Sarah Daniel http://genxfinance.com/2009/01/26/new-jersey-bill-to-require-personal-finance-101-for-high-school-seniors/#comment-114648 Sarah Daniel Tue, 31 Mar 2009 03:53:08 +0000 http://genxfinance.com/?p=1145#comment-114648 ABSOLUTELY! I find it quite amazing that my colleagues and I were just talking about the need for this just TODAY! We are a nation of uneducated consumers that allow ourselves to be victims to this credit & economic crisis. We MUST educate our kids on what credit is...how to even read a credit report...how our credit score is calculated...how to maintain good credit...how to settle their own debt...money management...federal laws that protect them and soooooooo much more! There is a company called Imagine International with the ONLY software out there that educates and COMPLETELY automates the credit improvement process. I am 43 years old and have learned more about my rights as a consumer, my credit, the laws that protect me as well as improving my credit at the same time. This software is AWESOME!!! And the only thing that has ever worked. EVERY HIGH SCHOOL & COLLEGE NEEDS IT! This product does everything that an attorney or a credit repair company would do. I mean, it generates ALL the correspondence to send to the credit bureaus (and it quotes federal law)! You gotta get it! IT'S ONLY $20 A MONTH!!!!!!!!!!! FOR 2 USERS!!! How can we get it in the schools? go to www.imagineinternation.biz...Oh by the way, they have another software that teaches business owners how to establish "business" credit...financing for their business without using their social security #! WOW! ABSOLUTELY! I find it quite amazing that my colleagues and I were just talking about the need for this just TODAY! We are a nation of uneducated consumers that allow ourselves to be victims to this credit & economic crisis. We MUST educate our kids on what credit is…how to even read a credit report…how our credit score is calculated…how to maintain good credit…how to settle their own debt…money management…federal laws that protect them and soooooooo much more!

There is a company called Imagine International with the ONLY software out there that educates and COMPLETELY automates the credit improvement process. I am 43 years old and have learned more about my rights as a consumer, my credit, the laws that protect me as well as improving my credit at the same time. This software is AWESOME!!! And the only thing that has ever worked. EVERY HIGH SCHOOL & COLLEGE NEEDS IT! This product does everything that an attorney or a credit repair company would do. I mean, it generates ALL the correspondence to send to the credit bureaus (and it quotes federal law)! You gotta get it! IT’S ONLY $20 A MONTH!!!!!!!!!!! FOR 2 USERS!!!
How can we get it in the schools? go to http://www.imagineinternation.biz…Oh by the way, they have another software that teaches business owners how to establish “business” credit…financing for their business without using their social security #! WOW!

]]> By: Signs and Co-signs—Financial Education (Part 1): Finance 101 for Seniors: Why New Jersey’s Got it Right « Consumer Education Services http://genxfinance.com/2009/01/26/new-jersey-bill-to-require-personal-finance-101-for-high-school-seniors/#comment-106848 Signs and Co-signs—Financial Education (Part 1): Finance 101 for Seniors: Why New Jersey’s Got it Right « Consumer Education Services Wed, 18 Feb 2009 14:19:00 +0000 http://genxfinance.com/?p=1145#comment-106848 [...] http://genxfinance.com/2009/01/26/new-jersey-bill-to-require-personal-finance-101-for-high-school-se... [...] [...] http://genxfinance.com/2009/01/26/new-jersey-bill-to-require-personal-finance-101-for-high-school-se... [...]

]]> By: Ruthann http://genxfinance.com/2009/01/26/new-jersey-bill-to-require-personal-finance-101-for-high-school-seniors/#comment-104707 Ruthann Wed, 04 Feb 2009 16:40:32 +0000 http://genxfinance.com/?p=1145#comment-104707 Dave Ramsey has specific cirriculumn designed for young people from early age thru teenagers. All the school districts would have to do is obtain the books and excercises from his website www.daveramsey.com and incorporate it into the age appropriate clasess. Yes, Senior Year is too late! Dave Ramsey has specific cirriculumn designed for young people from early age thru teenagers. All the school districts would have to do is obtain the books and excercises from his website http://www.daveramsey.com and incorporate it into the age appropriate clasess. Yes, Senior Year is too late!

]]> By: Hank http://genxfinance.com/2009/01/26/new-jersey-bill-to-require-personal-finance-101-for-high-school-seniors/#comment-104704 Hank Wed, 04 Feb 2009 16:30:31 +0000 http://genxfinance.com/?p=1145#comment-104704 One of the negative points of this great idea is that you are going to have people who are not qualified to teach personal finance instructing our young, impressionable youth. In Georgia, for example, government teachers (with degrees in political science and/or history...not economics) teach economic principles for only one quarter to high school seniors. Many of those teachers do not feel comfortable or even totally understand the concepts of supply and demand, scarcity, etc. themselves when they are teaching it to our kids. One of the negative points of this great idea is that you are going to have people who are not qualified to teach personal finance instructing our young, impressionable youth. In Georgia, for example, government teachers (with degrees in political science and/or history…not economics) teach economic principles for only one quarter to high school seniors. Many of those teachers do not feel comfortable or even totally understand the concepts of supply and demand, scarcity, etc. themselves when they are teaching it to our kids.

]]> By: –› Winter Utility Bills, Jim Cramer, and Interest Rate Changes http://genxfinance.com/2009/01/26/new-jersey-bill-to-require-personal-finance-101-for-high-school-seniors/#comment-104547 –› Winter Utility Bills, Jim Cramer, and Interest Rate Changes Tue, 03 Feb 2009 17:52:51 +0000 http://genxfinance.com/?p=1145#comment-104547 [...] New Jersey Bill to Require Personal Finance 101 for High School Seniors [...] [...] New Jersey Bill to Require Personal Finance 101 for High School Seniors [...]

]]> By: » Super Bowl Pick (and Personal Finance Links) http://genxfinance.com/2009/01/26/new-jersey-bill-to-require-personal-finance-101-for-high-school-seniors/#comment-104303 » Super Bowl Pick (and Personal Finance Links) Sun, 01 Feb 2009 23:05:08 +0000 http://genxfinance.com/?p=1145#comment-104303 [...] New Jersey bill to require personal finance 101 for high school seniors reports Generation X Finance. [...] [...] New Jersey bill to require personal finance 101 for high school seniors reports Generation X Finance. [...]

]]> By: In Case You’re Bored This Weekend… | Grant Baldwin's Blog http://genxfinance.com/2009/01/26/new-jersey-bill-to-require-personal-finance-101-for-high-school-seniors/#comment-104017 In Case You’re Bored This Weekend… | Grant Baldwin's Blog Fri, 30 Jan 2009 09:43:22 +0000 http://genxfinance.com/?p=1145#comment-104017 [...] New Jersey Bill To Require Personal Finance 101 For High School Seniors - Generation X Finance provides some good commentary to this new bill passed in New Jersey.  Also, read their post about How To File Your Taxes For Free. [...] [...] New Jersey Bill To Require Personal Finance 101 For High School Seniors – Generation X Finance provides some good commentary to this new bill passed in New Jersey.  Also, read their post about How To File Your Taxes For Free. [...]

]]> By: Ken http://genxfinance.com/2009/01/26/new-jersey-bill-to-require-personal-finance-101-for-high-school-seniors/#comment-103947 Ken Thu, 29 Jan 2009 10:42:54 +0000 http://genxfinance.com/?p=1145#comment-103947 There is a program in my area (TN) called Reality Check. iT is sponsored by Junior Achievement. Each 8th grader randomly draws a salary/job. He/she then goes from one booth to another with his monthly pay and makes choices on what kind of apartment, house, goceries, utilities, etc. I've heard great reviews of this program. We need personal finance touched on in middle school. We might make it a part of Freshman math somehow. I don't know exactly how it would work. It is definitely needed. There is a program in my area (TN) called Reality Check. iT is sponsored by Junior Achievement. Each 8th grader randomly draws a salary/job. He/she then goes from one booth to another with his monthly pay and makes choices on what kind of apartment, house, goceries, utilities, etc. I’ve heard great reviews of this program. We need personal finance touched on in middle school. We might make it a part of Freshman math somehow. I don’t know exactly how it would work. It is definitely needed.

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