Comments on: Reader Question: It Feels Like I’m Just Throwing Money Away, So Why Should I Keep Investing?

By: 107 Things That Make Good Financial Cents | Good Financial Cents -Jeff Rose Certified Financial Planner and Investment Advisor, Carbondale, Illinois

Mon, 15 Jun 2009 09:41:58 +0000

[...] Keep Funding Your 401k, No Matter What. It may seem like your 401k is going everywhere except for up, but if you stop funding it then you’ll definitely have no options at retirement. Whether your employer has a match or not, it doesn’t matter. You need to keep funding your 401k for retirement. [...]

By: 20 Reasons Why I Love the Recession :: Steadfast Finances

20 Reasons Why I Love the Recession :: Steadfast Finances — Sat, 14 Mar 2009 07:34:25 +0000

[...] investor with a retirement account, you should be licking your chops when seeing the stock market down ~50% from it’s highs. Dollar cost averaging into this market over the next few years could be the investment [...]

By: Weakonomics Web Junction: Restaurant Pwns You | Weakonomi¢s

Weakonomics Web Junction: Restaurant Pwns You | Weakonomi¢s — Fri, 13 Mar 2009 13:49:35 +0000

[...] Why Keep Investing?: Generation X Finance’s Jeremy received a question from a reader that seems to have given up all hope in the stock market. He advises not to get discouraged, and to keep looking at the long term horizon. There are a number of pessimists in the comments, but I agree with Jeremy. Head over there if you’re feeling down about the markets. [...]

By: Weekend Reads and March Madness is Almost Here! :: Steadfast Finances

Weekend Reads and March Madness is Almost Here! :: Steadfast Finances — Mon, 09 Mar 2009 03:16:47 +0000

[...] at Generation X finance makes a great point that your retirement account is not a bank account. Some investors are beginning to think they’re throwing money away or since they’re [...]

By: Behavior Gap Round Up, 3.6.09

Behavior Gap Round Up, 3.6.09 — Fri, 06 Mar 2009 19:25:56 +0000

By: Citi Forward, A Credit Card That Rewards You For Using Credit Wisely

Citi Forward, A Credit Card That Rewards You For Using Credit Wisely — Thu, 05 Mar 2009 05:18:21 +0000

[...] Generation X Finance: Reader Question: It Feels Like I’m Just Throwing Money Away, So Why Should I Keep Investing? [...]

By: Chris

Chris — Wed, 04 Mar 2009 15:56:21 +0000

Not to be a debbie downer, but what exactly do we have to be optimistic about in this country? Socialism? Deficits and debt up to our eyeballs? Moral hazard at every turn? Going green and paving roads is NOT going to grow us out of this mess. I hope an pray I am wrong, but I’m having a hard time seeing the proverbial light.

Oh, and BTW, I was sure thinking long term when I started investing in 1997. SURE ARE MAKING HEADWAY AREN’T WE???

By: BlackJackTrainer

BlackJackTrainer — Wed, 04 Mar 2009 15:51:21 +0000

Great article, thanks for sharing this info.

By: thomas

thomas — Wed, 04 Mar 2009 07:15:49 +0000

I’ll keep pumping in cash to my retirement account and truly hope that the markets stay low for a little longer.

By: El Cheapo

El Cheapo — Wed, 04 Mar 2009 04:07:39 +0000

“Stocks are cheap”… and “buying at a discount”…

While I am a long term investor with a retirement horizon of 30+ years, we need to be careful to say the above statements. The P/E of the S&P is about 13 right now, which is NOT particularly cheap versus other bear market averages. To me, stocks are ‘cheap’ with a P/E of 10, so sign me up when the S&P hits the 500 to 550 range.

Living in California, real estate is pretty dang cheap too versus 3-5 years ago. But you won’t find me advocating a purchase anytime soon. The fundamentals just aren’t there.