Comments on: FTC Creates Video PSA Spoofs of FreeCreditReport.com Commercials http://genxfinance.com/2009/03/10/ftc-creates-video-psa-spoofs-of-freecreditreportcom-commercials/ Helping a unique generation achieve financial independence. Sat, 20 Mar 2010 15:15:15 +0000 http://wordpress.org/?v=2.9.1 hourly 1 By: Jeffrey http://genxfinance.com/2009/03/10/ftc-creates-video-psa-spoofs-of-freecreditreportcom-commercials/#comment-109971 Jeffrey Fri, 13 Mar 2009 02:49:53 +0000 http://genxfinance.com/?p=1449#comment-109971 @ jb The reason annualcreditreport is not a .gov site is because it was actually established and is still maintained by a company called Central Source, and they act on behalf of the big three credit bureaus. Those organizations are entirely private entities and the FTC has no management role in the operation of the site. The Feds just mandated one free credit report per citizen per bureau per year under FACTA, and the site was created to comply with that mandate. @ jb

The reason annualcreditreport is not a .gov site is because it was actually established and is still maintained by a company called Central Source, and they act on behalf of the big three credit bureaus. Those organizations are entirely private entities and the FTC has no management role in the operation of the site. The Feds just mandated one free credit report per citizen per bureau per year under FACTA, and the site was created to comply with that mandate.

]]> By: jb http://genxfinance.com/2009/03/10/ftc-creates-video-psa-spoofs-of-freecreditreportcom-commercials/#comment-109692 jb Wed, 11 Mar 2009 19:55:31 +0000 http://genxfinance.com/?p=1449#comment-109692 Why don't they have a .gov address for this service? I think a lot of people get confused about whether they should go to freecreditreport.com or annualcreditreport.com, both of which look like they could be the "free" report we are entitled to. If it was instead annualcreditreport.gov it would be so much clearer which site was sponsored by the government. Any ideas why this isn't the case? Why don’t they have a .gov address for this service? I think a lot of people get confused about whether they should go to freecreditreport.com or annualcreditreport.com, both of which look like they could be the “free” report we are entitled to. If it was instead annualcreditreport.gov it would be so much clearer which site was sponsored by the government.

Any ideas why this isn’t the case?

]]> By: pays to live green http://genxfinance.com/2009/03/10/ftc-creates-video-psa-spoofs-of-freecreditreportcom-commercials/#comment-109643 pays to live green Wed, 11 Mar 2009 14:28:20 +0000 http://genxfinance.com/?p=1449#comment-109643 It's great to see the government fighting back against those catchy FreeCreditReport commericals. They prey off of the fact that people are not informed enough. Let's hope they commercials make it on tv so that people will realize just how stupid it is for paying for a credit report when you get them free anyways. It’s great to see the government fighting back against those catchy FreeCreditReport commericals. They prey off of the fact that people are not informed enough. Let’s hope they commercials make it on tv so that people will realize just how stupid it is for paying for a credit report when you get them free anyways.

]]> By: Amy http://genxfinance.com/2009/03/10/ftc-creates-video-psa-spoofs-of-freecreditreportcom-commercials/#comment-109640 Amy Wed, 11 Mar 2009 13:44:31 +0000 http://genxfinance.com/?p=1449#comment-109640 I have to say I'm impressed. Not something I often say about something coming from our government. They actually did something worthwhile to help consumers. Now if they could only put this on TV where freecreditreport.com plays their commercials. I have to say I’m impressed. Not something I often say about something coming from our government. They actually did something worthwhile to help consumers. Now if they could only put this on TV where freecreditreport.com plays their commercials.

]]> By: Customers Revenge http://genxfinance.com/2009/03/10/ftc-creates-video-psa-spoofs-of-freecreditreportcom-commercials/#comment-109633 Customers Revenge Wed, 11 Mar 2009 12:54:18 +0000 http://genxfinance.com/?p=1449#comment-109633 There is no need for a business like "FreeCreditReport". It's bass ackwards to have to pay to watch the people who calculate your credit score making sure they don't screw up. The credit bureaus should have to pay a huge fee to the consumer if they screw up a credit report, and they can pass this fine on to the institution that put in the erroneous records or didn't check your identity closely enough. The Credit Bureau should always have your current address and email address and SEND OUT TO YOU every material change that was made to your credit score. The existence of credit monitoring businesses is a sign that something is wrong. There is no need for a business like “FreeCreditReport”. It’s bass ackwards to have to pay to watch the people who calculate your credit score making sure they don’t screw up.

The credit bureaus should have to pay a huge fee to the consumer if they screw up a credit report, and they can pass this fine on to the institution that put in the erroneous records or didn’t check your identity closely enough. The Credit Bureau should always have your current address and email address and SEND OUT TO YOU every material change that was made to your credit score.

The existence of credit monitoring businesses is a sign that something is wrong.

]]> By: Chad @ Sentient Money http://genxfinance.com/2009/03/10/ftc-creates-video-psa-spoofs-of-freecreditreportcom-commercials/#comment-109627 Chad @ Sentient Money Wed, 11 Mar 2009 11:26:58 +0000 http://genxfinance.com/?p=1449#comment-109627 I'm glad the FTC is doing something about this. So many companys try and hide everything from the consumer. I’m glad the FTC is doing something about this. So many companys try and hide everything from the consumer.

]]> By: Kristy @ Master Your Card http://genxfinance.com/2009/03/10/ftc-creates-video-psa-spoofs-of-freecreditreportcom-commercials/#comment-109579 Kristy @ Master Your Card Wed, 11 Mar 2009 06:41:50 +0000 http://genxfinance.com/?p=1449#comment-109579 This was cute. I like the other commercials just cause the jingles get caught in my head, but I've never been to the site and I advise my members to use annualcreditreport.com. So, as far as jingles go, this was a good marketing choice. Thanks for sharing! This was cute. I like the other commercials just cause the jingles get caught in my head, but I’ve never been to the site and I advise my members to use annualcreditreport.com.
So, as far as jingles go, this was a good marketing choice. Thanks for sharing!

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