Comments on: Are You a Credit Card Junkie? Learn How to Kick the Habit

By: How to Find a Credit Counseling Company

How to Find a Credit Counseling Company — Tue, 30 Mar 2010 14:14:58 +0000

[...] got into debt in the first place. If it was simply because of spending more money than you had and the inability to control your credit card spending it might be wise to accept the fact that you may have a problem and could use some help. In other [...]

By: -> 50 Personal Finance Bloggers To Watch In 2010 | Bible Money Matters

-> 50 Personal Finance Bloggers To Watch In 2010 | Bible Money Matters — Mon, 11 Jan 2010 20:06:58 +0000

[...] GenXFinance: Jeremy is a truly funny guy, but also is extremely smart when it comes to all things financial: Are You a Credit Card Junkie? Learn How to Kick the Habit. [...]

By: Jerry

Jerry — Sun, 10 Jan 2010 23:24:02 +0000

I think most of us have been here at one point or another. Using credit unwisely leads to seriously problems in the future and curbing the habit while you’re young will only serve you better in the future. Our only insurance at one point to (for my wife and I) was to put them in the freezer. I’m happy to say now that we are credit card debt free. It can happen if you work hard at it.
Jerry

By: Jimmy Kibler

Jimmy Kibler — Sat, 09 Jan 2010 18:35:05 +0000

Great article. I tell people to stop buying what you cannot afford with money you do not have. This is step number one. The rest will fall into place.

By: Take The Credit Card Junkie Quiz

Take The Credit Card Junkie Quiz — Wed, 06 Jan 2010 20:41:24 +0000

[...] GenXFinance.com [...]

By: Credit Girl

Credit Girl — Tue, 05 Jan 2010 16:54:13 +0000

It’s so easy and convenient to be a credit card junkie! This is such a true article because many Americans enjoy having various credit cards- some for certain grocery stores others for retailers like Macy’s that offer reward points with use of their credit card.

I also use an AmEx card and they give a small percentage cash back at the end of the year and you can redeem that for cash or a gift which I think is great because it’s better to get something back rather than nothing.

By: Ken87

Ken87 — Thu, 10 Dec 2009 19:29:29 +0000

I love this blog because it always amazes me how easy it is to save money if people just keep their heads up. It’s also ridiculous how people are always trying to trick you and take your money.

I was clicking around the other night and noticed an advertisement for a FREE TV with purchase at their stores. I expected to see something pretty cheap, and was surprised to see it was a name brand. I have needed a TV for a while now so I decided to look at this further.

The fine print is what killed me though:

Please allow eight weeks delivery for merchandise redeemed online.

You DON’T ACTUALLY GET THE TV. You get a voucher for a TV — that you’ll get in 8 weeks and will at that point be a lot less expensive.

So, as I’m want to do, I came up with two options if you need new glasses and would love a new TV.

Option 1:
Pearle Vision

$350 for 1 pair of eyeglasses.
Your “Free” Camera Arrives in February (if you remember to redeem your voucher)
Total: $350 (Start taking pictures in February — in overpriced glasses.)

Option 2:
Online Retailer, for example http://www.eyeglasses.com (You can use the code UPS1DAY for free 1 day shipping.)

$120 for 1 pair of eyeglasses.
Order your Canon A470 from Amazon for $93 + $10 shipping (it arrives the day after tomorrow)
Total: $143 (Save over $200 and get the TV this week).

Don’t let these marketers trick you. We are too smart for them.

By: Weekly Credit Card News (Discover More Edition)

Weekly Credit Card News (Discover More Edition) — Sat, 05 Dec 2009 14:07:34 +0000

[...] Are You a Credit Card Junkie? Learn How to Kick the Habit: If your credit cards control you, this article is a must-read. Cancel reply [...]

By: Evolution Of Wealth

Evolution Of Wealth — Sat, 05 Dec 2009 13:21:50 +0000

No one ever says ‘I want to be a junkie when I got up’. Unfortunately it can help. Do they have a 12 step program for this? Admitting you have a problem would be a great start. Good job getting people in the right direction.

By: Best of Personal Finance Roundup: How to Stop Drinking Soda- Financial Eyes & Ears

Fri, 04 Dec 2009 18:02:08 +0000

[...] Are You a Credit Card Junkie? Learn How to Kick the Habit — This simple quiz can tell you in a few minutes just how bad your credit addiction is. Thankfully, the advice given afterwards just may get you motivated to take steps towards rehabilitation! Generation X Finance [...]