Poll: Are Your Vacation Plans Different This Year?

Tweet Many families take an annual summer vacation to get away for a week or two. In some cases it’s just a quick trip up to the lake, while others make it a cross-country adventure. Whatever the vacation, it costs money. If you drive, it’s gas and maybe a rental car. If you fly, you […]

What You Need to Know Before Co-Signing a Loan

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Tweet Have you ever been asked to co-sign a loan? Maybe a friend, relative, or family member is having trouble getting a loan and they need someone else to co-sign. Or maybe you are a parent with a teenager who is trying to get a credit card and can’t because of the new credit card […]

How and When to Rebalance Your Portfolio

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Tweet Rebalancing Your Portfolio Forces You to Buy Low and Sell High Most people do a good job creating a portfolio with the right asset allocation strategy, but they often stop there. They set and forget. If you’ve been through any of the recent bear markets you probably know that this can lead to some […]

How Much Money Do I Need to Save For Retirement?

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Tweet Calculating How Much Money You Need for Retirement Every so often I receive questions from readers. I try to answer them all directly, but occasionally a question comes up that is very broad and is one that more people are thinking about but not asking. Everybody wants to know how much they should be […]

10 Ways to Get Physically Fit Without Spending Money on a Gym Membership

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Tweet The 2009 Gallup-Healthways Well-Being Index found that out of the 673,000 Americans they interviewed by phone, 36.6% are overweight and 26.5% are obese. The survey, conducted between January 2008 and December 2009, notes that “59.2% of obese Americans exercised at least one day per week, compared to 69.9% of overweight people, and 73.8% of […]

Poll: The Dow at 11,000. Now What?

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Tweet And so it begins. For a number of weeks now the media has been obsessing over this milestone. When will we hit it? Is it a point of resistance and will it signal the start of a double-dip recession? Is it going to propel the bull market to new highs? So much speculation around […]

Are Automatic IRAs the Answer for Low Income Workers Saving for Retirement?

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Tweet There has been increasing discussion lately about new ways to help lower income employees who may not have access to more traditional retirement savings to begin saving for retirement. We already have a number of retirement vehicles available for most people, but there are still millions of people who simply don’t save anything for […]

How to Avoid the Next Real Estate Bubble

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Tweet Those who don’t learn from history are bound to repeat it and the real estate bubble will be no exception. While we may learn a lot of tough lessons and create new regulations and put legislation in place that is supposed to minimize the likelihood of something like this happening again, people seem to […]