Poll: Are You Thinking About Refinancing Your Mortgage?

Tweet Can you believe what mortgage rates are these days? As of this post Bankrate shows a 30-year fixed at around 4.6% and a 15-year down to almost 4%. That’s pretty amazing when you think about what rates were just five years ago. Back then you were probably looking at rates closer to 7%. So, […]

Christmas in July: Easily Save More Than $500 by Christmas


Tweet It’s the middle of summer and most of the country is is still enjoying weather that is anything but what we’ll see in December, but that doesn’t mean you shouldn’t be thinking about Christmas. I know, you probably hate it just as much as I do when the stores seem to push their holiday […]

FDIC and NCUA Deposit Insurance: Financial Reform Makes $250,000 Limit Permanent


Tweet FDIC Insurance Limits Increase Permanent The Federal Deposit Insurance Corporation is a corporation that acts as an independent agency of the federal government. The primary responsibility of the corporation is to act as a insurer for consumer deposits at banks and to help protect the economy at large from the effects of bank failures. […]

Everyday Philanthropy: Simple Ways You Can Start Helping Others Today


Tweet A simple act of kindness can be enough to change a person’s life.  From the tiniest village in Africa to the streets of your hometown, opportunities to better the world exist and present challenges to those who are brave enough to accept them. The giving of one’s time, talents, and body is selfless and […]

Download My Free eBook: Invest Like a Pro


Tweet Are you tired of all the investing gimmicks out there? Invest in gold, buy commodities, short stocks, trade Forex, and all of that garbage? You’re not alone. Companies are targeting investors and trying to lure them into more uncommon investments in part thanks to the weak economy and stock market performance over the last […]

5 Frugal Ways For You and Your Kids to Spend Summer Vacation

Tweet Who says you can’t have fun unless you spend money?  Here at Generation X Finance, we are full of suggestions on how to stretch your dollars further.  Summer vacations are no exception.  If you can’t afford to take the kids to Disney World this year, why not opt to find a more frugal type […]

8 Ways to Save Money on Your Cell Phone Bill


Tweet In this day and age it’s almost impossible to find someone who doesn’t have a cell phone in their pocket. When you think about it, cell phones have come a long way in a relatively short amount of time. Just ten years ago you were considered cutting edge if your phone had more than […]

Poll: How Much Do You Spend on Gas Each Month?


Tweet For those of us who don’t live in a city with public transportation, owning a car and paying for gas is usually a necessity. Thankfully, gas prices have remained relatively stable over the past year and we haven’t seen the crazy prices of just a few summers ago. Even so, gas isn’t cheap and […]

Buying a New Car May Actually Be Cheaper Than a Used Car

buying a car

Tweet Conventional wisdom has always taught us that springing for a new car instead of a slightly used car was a financial mistake. In fact, I’ve written about what you need to know before buying your next car and buying used over new was one of my key points. The reason is that cars are […]