What's In My Wallet?

my-wallet

Tweet People seem to have a curious fascination with what other people carry in their wallet or purse, and various personal finance memes have gone around highlighting what bloggers carry in their wallets. Well, even though I’ve been doing this for over four years now, I realized I haven’t taken part in any of them. […]

Going from Two Incomes to One

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Tweet How to Live on Just One Income Households with dual incomes are at a significant advantage. Typically, a married couple will share many of the same resources (housing, insurance, groceries, utilities, etc.) yet have two sources of income to pay the bills. As long as spending doesn’t get out of control it can really […]

Five Wise Uses for Discretionary Income

Tweet According to Investorwords, discretionary income refers to “The amount of an individual’s income available for spending after the essentials (such as food, clothing, and shelter) have been taken care of.” Few individuals and families recognize the importance of this leftover money and squander it away on impulse purchases like magazines and overpriced coffee. This […]

How to Create Your First Budget

Setting Your Budget

Tweet Creating Your First Budget is Easy Creating a budget is no fun. It’s even worse if you’ve never actually created a budget before and this is your first time. It’s a bit intimidating. You’re dealing with all of your money, expenses, bills, and income to try to come up with a clear picture of […]

How to Save Money by Shopping for a Car Online

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Tweet Shopping for a new car isn’t much fun. It’s a major purchase and important decision so it’s usually a stressful experience. If you’re not careful, it can even be a costly mistake. Others are simply intimidated by high-pressure sales and don’t know how to deal with a car salesman. Whether you’re buying new or […]

Fun and Frugal Family Entertainment Ideas

family-fun

Tweet Families that play together stay together. While there are a number of free entertainment activities your family can engage in, there are also plenty that cost money. From infants to teenagers, it’s important to engage as a family and spend time together, but when the economy is taking its toll on the budget or […]

10 Tips For Successfully Negotiating With Creditors

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Tweet How to Negotiate With Creditors When debt is mounting, stress mounts along with it. Debt can limit your financial stability, drain your bank account and make it impossible to obtain new credit. On top of that, the constant stream of calls and letters can prove to be embarrassing. You may look at your debt […]

5 Reasons Why People Are Broke

Tweet Most people don’t really understand money. There are two things to grasp before you can ever become wealthy. Those two things are illustrated in this top five list of things that explain why people are broke. Broke Reason #1: Money Is Not Wealth Having money is not the same as having wealth. You can […]

8 Ways to Save Money When Going Out to Eat

dining-out

Tweet Having a meal out at a restaurant is a nice way to spend some time with family or friends and to avoid the hassle of having to prepare the meal yourself. However, with the economy the way it is, sometimes going out to eat can be a luxury that is not always affordable. Ask […]

Q&A With Kimberly Palmer, Author of Generation Earn

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Tweet Kimberly Palmer is the author of Generation Earn: The Young Professional’s Guide to Spending, Investing, and Giving Back, which was published by Ten Speed Press this week. I spent a little time speaking with her about the book and did a short question and answer session to learn more about the book and why […]