How to Turn a Hobby Into a Business

writing a business plan

Tweet Did you know there are over 20 million sole proprietorships in the United States, and those individual businesses account for about 80 percent of all small businesses? The entrepreneurial spirit has fueled innovation and economic growth in this country since its inception, and people today are keeping the spirit alive and well. It makes sense because […]

Is It Really Possible to Live Without Money?

dumpster diving

Tweet There’s such a thing as being really frugal but can you truly survive without money? How would you acquire the things that you need? Could you feed, clothe, and provide shelter for yourself without going to extreme measures? Would you find it freeing to be rid of all the material things weighing you down […]

Saving For a Down Payment on a House

Home for Sale

Tweet The shakeup in the housing market over the past several years has brought the need and advantages of a down payment when buying a new home back into focus. In a traditional mortgage, the home buyer was required to provide a 20% down payment at the time of closing. This trend shifted during the […]

Five Money Saving Habits You'll Want to Learn This Year

Tweet When it comes to saving money, there’s no better time to get back on track than the New Year. For some miraculous reason, January gives people hope and inspires them to change their ways. That’s why New Year’s resolutions are so comical. In retrospect, everyone wishes that they had done something different the previous […]

It's Not Too Late to Max Out Your 2011 IRA Contribution in 2012

Retirement Sign

Tweet Max Out Your 2011 IRA in 2012 The calendar may have flipped to the new year, which means most tax tricks, tips, and deductions have closed the book on last year’s taxes, but that isn’t the case for your IRAs. Individual Retirement Accounts are unique in that they give you up until when you […]

Job Hunting Tips for the New College Graduate


Tweet If you’re a college student preparing to graduate, you may find that some job markets aren’t exactly hot right now. There are plenty of jobs out there, but finding your ideal job will be harder than it has been in the past. While many of these tips are helpful for someone seeking their first […]

How to Find Legitimate Work From Home Opportunities

Working From Home

Tweet We’ve all received an email with urgent information about how we can make our living in a few hours a day by working from home. Although opportunities like this do exist, these unsolicited messages are often deemed as nothing more than spam sent by scammers trying to get your credit card information. So, how […]

Suze Orman Shows True Colors With Her Approved Prepaid Debit Card

suze orman twitter

Tweet If you haven’t heard by now, personal finance guru Suze Orman has launched a new prepaid debit card called The Approved Card. That’s right, another celebrity-backed card similar to what Russell Simmons has done, and what the Kardashians tried to do. But since this card is being endorsed by a well-respected personal finance expert […]

Make Your Own Cheap Shampoo, Conditioner, and Toothpaste

Tweet In an attempt to reduce costs in 2012, I am adopting a Do-It-Yourself mentality.  One of the areas of my spending that can be virtually eliminated is in the Personal Hygiene category.  Using recipes found in the book, Making It: Radical Home EC for a Post-Consumer World by Kelly Coyne and Erik Knutzen, I […]

How to File a Federal Income Tax Extension

states with no income tax

Tweet What happens when the April tax deadline is rapidly approaching but you still haven’t been able to get your tax return ready to file? Well, there’s some good news. You can actually file for an extension. Under the right circumstances, a tax extension is a useful tool that can be used to help your […]