Three Mistakes You Can’t Afford to Make When Buying Your First House

how to save money for a house

Tweet When you’ve decided it’s time to buy your first house you’ll be flooded with a ton of emotions. It’s exciting and stressful at the same time, and ultimately very rewarding once the papers are signed. Unfortunately, all of the emotion and stress can mean missing something very important or rushing into the decision which […]

BarterQuest: How to Barter Everything You Need Without Spending a Dollar

barterquest

Tweet If you’ve never bartered, you’re missing out.  Bartering allows you to acquire goods and services without the exchange of money.  Here’s how it works.  You’re a writer in need of a good laptop.  Instead of purchasing one new or secondhand, you find one through BarterQuest, a cashless trading site.  You complete your profile, list […]

What is Really Making You Poor?

Source: Bureau of Labor Statistics. Credit: Lam Thuy Vo / NPR

Tweet If you’re a regular reader of topics related to personal finance, you’re probably quite familiar with seeing statements that suggest people are poor, or at best living paycheck to paycheck because of their choice to buy coffee, watch cable television, or buy books instead of borrowing them from the library. To validate this point […]

Investing for the Long Run

how does the stock market work

Tweet If you have a steady job or some extra cash lying around, the sound thing to do is invest it. People too often think of investing as a get rich quick scheme for people with money to invest. The truth of the matter is that long term investments pay off far more than short […]

How to Learn a Foreign Language for Free

learn-another-language

Tweet Forget Rosetta Stone! I have some ways to learn the foreign language of your choice for free. For example, the Internet is full of educational websites dedicated to making you bilingual and multilingual. Rather than spend a small fortune on language lessons, I believe in the power of self-learning. Here are some of the […]

Make Extra Money on the Side By Being a Product Merchandiser

sell your old cell phone

Tweet So, you need some extra cash but you can’t take on a part-time job due to time constraints. Have you ever thought about product merchandising? In addition to earning additional income, being a merchandiser affords you the luxury of having a flexible schedule. This will allow you to work your full-time job and take […]

How Much of Your Paycheck Should You Save?

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Tweet Figuring out how much money to save with each paycheck is the million dollar question. You’ll hear countless suggestions: five percent, ten percent, 100 dollars, enough to max out your 401k contribution, and so on. While most of these suggestions are probably good ideas, they are meaningless when it comes to assessing your personal […]