Managing Your Credit Responsibly for Financial Gain

Managing Credit

Tweet Many people know at least a few people who have struggled with their finances over the years. It may have occurred to you to simply forgo credit cards and loans altogether so that you aren’t tempted to fall into the same trouble. While this may be a noble goal, it may not be the […]

Save Money by Pickling Fruits and Vegetables at Home

Fresh Pickles

Tweet When you think of the word pickled, what comes to mind? Do you picture briny cucumbers in glass jars sitting among condiments in the grocery store or do you envision the art of pickling or preserving products so they can be eaten at a later date? If the latter is what you had in […]

How to Use a Debt Snowball to Get Out of Debt Fast

debt

Tweet One of the more effective ways to help pay down debt is to create a budget you know you can afford each month for paying off your obligations, and then finding a method for effectively applying that budget. A proven way to accomplish this is the debt snowball. With the debt snowball method, you […]

10 Ways Keeping a Budget Can Improve Your Finances

you need a budget review

Tweet In simplest terms, a personal monthly budget is a way to account for your money that compares your bills and expenses with your income. Some people create detailed spreadsheets to track every dollar that comes in and goes out while others keep a very high level budget that doesn’t go into as much detail. […]

Working With a Credit Counselor in a Time of Need

erase-debt

Tweet Credit counselors provide a much-needed service to consumers. Thousands of people are drowning in debt, and they don’t know how to fix a low credit score or get rid of their persistent bill collectors. Credit counselors often teach their clients how to manage money, take care of a FICO score and pay down debts […]

How to Grow Your Own Handmade Business

Grow Your Handmade Business

Tweet Do you have a burning desire to be your own boss?  Do you want to put your talents and skills to use by engaging in soul-satisfying work?  If you do, you’re the perfect candidate for starting your own business.  Keri Chapin, author of The Handmade Marketplace and the newly published, Grow Your Handmade Business: […]

The True Cost of Credit Cards

credit-cards

Tweet Since their introduction in the 1920s, credit cards have been both a blessing and a curse. For those who know how to use them wisely, these little plastic cards can be valuable financial tools, but for those who do not understand the true, hidden cost behind credit card usage, debt can soon destroy financial […]