The Bad News About Tax Refund Anticipation Loans

Tweet A Tax Refund Anticipation Loan (RAL) is a type of loan that many tax preparation companies offer, which is essentially an advance on your expected tax refund.  A RAL loan can be approved in a manner of minutes and the money accessible within a day or two. Since these loans are secured by your […]

10 Unique Christmas Gifts for Men

Tweet This holiday season think outside-the-box and give the men in your life something other than a tie, fishing pole, or other equally dissatisfying object.  Use your imagination to give the type of gift that the receiver will actually use and appreciate. Here are some unusual gifts for him that he’ll really love and would […]

Should You Pay Off Your Auto Loan Early?

Road Trip

Tweet Carrying debt is always a drain on the finances, so many people look to pay off their loans early. When you’re talking about credit cards or other high-interest revolving debt this is certainly true. But when you’re talking about a lower interest installment loan the benefits may be far less than you anticipated. The […]

How to Be a Good Thrift Store Shopper

Tweet Thrift Shopping the Right Way Oh how I love a good thrift store.  The Goodwill in Seattle was as large as the biggest department store I’ve ever stepped foot in.  There were literally aisle upon aisles of merchandise to choose from.  The book section was impressive, be sure to check out these amazing books.  […]

Payday Loans – Ripping You Off One Fee at a Time

payday loan

Tweet Payday Loans Can Cost You Thousands Payday loans go by a variety of names: payday loans, cash advance loans, check advance loans, post-dated check loans, or deferred deposit check loans. They sound harmless, because in most cases you’re just borrowing money to get you through to pay day, but under the surface they are […]

8 Tips to Keep Your Credit Card Information Safe When Shopping Online

credit-card-theft

Tweet How to Keep Your Credit Card Safe Online Using your credit card to buy something online has become an almost daily habit for most people, and it’s especially popular around the holidays. Even so, there are many people who are still uncomfortable with submitting their credit card information online. Their fears aren’t completely unfounded. […]

5 Quick Tips to Save Money in the New Year

new year 2013

Tweet The new year is fast approaching and you may have made some resolutions where your finances are concerned.  I know I have.  Although 2012 was a relatively frugal year for me, I know there were a lot more corners I could have cut and things I could have done without. With this in mind, […]

Five Tips To Help You Enjoy the Holidays More On Less Money

Tweet For many, the holidays are stressful. There always seems to be a shortage and time and money. If you find yourself lacking both, you’ll love the five tips I’ve come up with that will help you streamline your shopping and free up your days so you can truly appreciate the spirit of Christmas. Whatever […]