How to Throw a Super Bowl Party on a Budget

tailgating-party

Tweet It’s that time of year again. Are you ready for the Big Game? Wait, are you hesitating because you’re a little tight on cash this year? No need to worry because hosting a Super Bowl party doesn’t have to be a budget buster. Here are 10 tips that will help you save money on […]

Good Debt vs. Bad Debt

debt

Tweet The accumulation of debt is can be a necessary evil for personal finances. The majority of us don’t have enough cash on hand to pay for a child’s education or a house. However, a majority of people often let debt grow to dangerous levels. This is due to wanting things now and not putting […]

Lowest Paying College Majors

Lowest Paying College Majors

Tweet With today’s economy down in the dumps, many people are attending college to guarantee financial security. The college students are looking to achieve a goal, to graduate with a degree and get a great job. Isn’t that the way the college fairy tale ends? Unfortunately, this could not be further from the truth for […]

Factor In Closing Costs When Buying a Home

Home for Sale

Tweet Buying a home is usually one of the biggest financial decisions you’ll make in your lifetime, but what many new homebuyers overlook are closing costs. Closing costs are funds, in addition to a loan down payment, paid at settlement. Closing costs vary, but cash transactions will have fewer costs than financed purchases. Although many […]

The Pros and Cons of Co-signing a Loan

Tweet There are many situations where you might find yourself being asked to co-sign a loan. Often such a request can arise in the context of a personal relationship. For example one of your children may ask you to co-sign a loan for a first car or for college tuition, or a friend or relative […]

Saving Money on Winter Energy Bills

Saving Money on Energy Bill

Tweet As a budget conscious consumer, you might be wondering how you can save money on your energy bills this winter. There are a variety of methods that you can use to save money on your energy bill and with a little creativity you can do it. What does it take to succeed? Follow some […]

5 Ways To Help Save An Extra $1,000 This Year

Money Saving Tips

Tweet Are you looking for ways to save an extra $1,000 this year? You are not alone. Millions of Americans are trying to save more money in these difficult financial times, and if you’ve tried saving money before, you understand how difficult it can be. Thankfully, you don’t necessarily need to find large chunks of […]

The Roth IRA: What You Should Know

Roth IRA Basics

Tweet You know that putting savings towards your future retirement is important, but deciding where to build your nest egg can be a bit daunting.  But the Roth IRA has too many tax benefits to ignore. Confusing lingo and acronyms make it hard to choose an appropriate investing method, and trying to wade through the […]

Keep Your New Year's Resolutions with These Free and Cheap Apps

iphone app

Tweet It’s the New Year and there’s nothing that you want more than to stick to a resolution. You may have failed at dieting and budgeting in years past but 2013′s going to be different, right? I’m every bit as optimistic as you when it comes to goal setting and that’s why I decided to […]

A Few Ways for Teens to Make Money

clothing-sale

Tweet What teenager doesn’t love money? They want name brand clothes and shoes, the newest video games, the latest technology, and to be able to hang out with their friends on the weekend. Teenagers are bombarded every day with fashion and celebrities on television and in movies. They want to be like their favorite celebrities, […]