How to Make a Will

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Tweet How to Make a Will In 11 Steps While it may seem much easier just to let the legal system divvy up your funds (joke intended), more often than not, the assets wind up in probate and eventually claimed by an estate company or probate courts, which can turn into a nightmare. This can […]

403b Loan – How to Borrow Money From Your Retirement Plan

403b loan

Tweet During my years as a financial advisor and retirement planning consultant, one of the most common complaints I received from people was about being able to take money out of their employer-sponsored retirement plans such as a 401k or 403b. For more on what the 403b is check this out. They insisted that it’s […]

Find the Best CD Rates for Investing Your Money

Tweet We have talked a lot about 401k’s and rolling over your employer-sponsored 401k into a either a traditional IRA, or a Roth IRA account when you leave your employer. While IRAs offer several tax benefits, there are reasons you might consider depositing those funds into a Certificate of Deposit (CD). What is a Certificate of […]

What is a 403b Plan?

403b

Tweet Most people have heard of a 401k plan, and it’s often a topic of discussion in the news and around water coolers in many offices, but what is a 403b plan? The IRS created the 403b as a tax-deferred retirement plan for members of public education organizations, some non-profit organizations, cooperative hospital service organizations, […]

How To Buy Stocks

how to buy stocks

Tweet We all need to be investing toward our future. There are many different types of investments you can look at, don’t forget to invest in yourself, but the stock market can be one of best for many of us. When you first start out investing in stocks it can seem daunting and complex, but […]

The Power of Starting Small, How to Start Saving Money

stretching-money

Tweet After being in the personal finance business for close to ten years I’ve been asked a lot of questions. But there’s one thing that comes up more often than anything else. People always ask how to start saving money, how to start investing money, or how to start paying off debt if they don’t […]