RSSAuthor Archive for KC Beavers

KC Beavers is a semi-retired entrepreneur. The subject of personal finance has always fascinated him. In an effort to not bore those around him with all his love of personal finance as much he has come here to bore all of you instead. Be sure to follow KC on Twitter or Google+.

Maximum 401k Contribution for 2013

Maximum 401k Contribution for 2013

Tweet   Good news, the IRS has raised the 401K plan limits for 2013. The 2013 maximum 401K Contribution So the 2013 maximum 401K contribution is  now $17,500. This allows you to invest more into your 401K than in previous years. The new contribution limit also applies to the Roth 401K’s, 457 B plans, and 403 B plans. Although […]

cash strapped

Cash Strapped? How to Start a Business With No Money

Tweet     Ever wondered how to start a business, or better yet, ever wondered how to start a business with no money? In today’s competitive marketplace, it pays to be creative. Many times with no money in there pocket, businesses and savvy entrepreneurs are born.  If you think you have the characteristics of an entrepreneur, […]

How To Save Money Fast

How To Save Money Fast

Tweet     Do you have a big event, travel, a must have or emergency type situation? Here we listed some quick fixes that will show you how to save money fast. Tips that will help you now and some that will keep saving you money in the future. 1. Electricity is most likely the […]

Writing a Business Plan? Here Are Some Common Mistakes

Writing a Business Plan? Here Are Some Common Mistakes

Tweet     A business plan is a necessity in any business. If you are trying to figure out how to start your own business, the first place to start is with a business plan. Every business needs some type of direction and focus to help it move forward in the right direction. It doesn’t […]

What is a Trust Fund?

What is a Trust Fund?

Tweet     Back in my college days I had several friends that seemed to have access to all the money in the world as they went to school. One friend in particular spent all kinds of money on off roading vehicles and modifications, and that was just one of his expensive hobbies. I was […]

11 Characteristics of an Entrepreneur

11 Characteristics of an Entrepreneur

Tweet     Many people believe that they have what it takes to start your own business, yet it seems few people truly end up succeeding in the world of business. Entrepreneurs are a few and talented group of individuals who possess the skills necessary to make a unique and successful business out of nothing. […]

Catastrophic Health Insurance: Is it right for you?

Catastrophic Health Insurance: Is it right for you?

Tweet     Is A Catastrophic Insurance Plan Right For You? In this down economy, it may seem practical to choose a health insurance plan that has the lowest monthly payments. However, plans that have the lowest monthly premiums also typically have the highest deductibles. For some individuals and families, this may be a good […]

How to Start Your Own Business in 10 Steps

How to Start Your Own Business in 10 Steps

Tweet     Many people have great business ideas, but do not know how to get started. Luckily, starting a business is not as difficult as one might think; most of us just need a little guidance to get started. Here are ten steps on how to start your own business. 1. Business Plan: Whether […]

How Does The Stock Market Work?

How Does The Stock Market Work?

Tweet Stock Market Basics: Traditional and Electronic Trading I was talking with a friend and the question came up “how does the stock market work?” This got us talking about how the stock market and trading has evolved through the years. The financial markets are a complex entity with their own institutional and economic structures […]

How to Save Money for a House

How to Save Money for a House

Tweet     When buying a house, a buyer is probably making the biggest investment of his or her life and must know how to come up with a serious down payment. On top of that, most buyers will need to spend a substantial amount of money moving and preparing the new house. Sadly, many […]