RSSAuthor Archive for KC Beavers

KC Beavers is a semi-retired entrepreneur. The subject of personal finance has always fascinated him. In an effort to not bore those around him with all his love of personal finance as much he has come here to bore all of you instead. Be sure to follow KC on Twitter or Google+.

Can you really put a price on love? Love Don’t Cost a Thing!

Can you really put a price on love? Love Don’t Cost a Thing!

Tweet How many times have you heard these phrases? More likely than not you have heard one or the other enough that they will pop into your head when you are looking to purchase something for your loved one. I was listening to the radio this morning and I heard a commercial that was trying […]

Money Saving Tips – 10 Ways to Save Money

Money Saving Tips – 10 Ways to Save Money

Tweet With the economy the way it is, virtually everyone is looking for ways to cut back. Saving a little cash may seem like a challenge, but it is quite painless with a few strategies. With the right attitude, you may even find the pursuit of saving money fun and rewarding in the end. 1. […]

States With No Income Tax

States With No Income Tax

Tweet In early 2007 as I was getting everything back from my CPA for my 2006 tax return, I was a little shocked. As it turned out I owed more to the government than I had ever even made in a single year prior. It was crazy to me that I was about to write […]

Good Debt vs. Bad Debt

Good Debt vs. Bad Debt

Tweet The accumulation of debt is can be a necessary evil for personal finances. The majority of us don’t have enough cash on hand to pay for a child’s education or a house. However, a majority of people often let debt grow to dangerous levels. This is due to wanting things now and not putting […]

Lowest Paying College Majors

Lowest Paying College Majors

Tweet With today’s economy down in the dumps, many people are attending college to guarantee financial security. The college students are looking to achieve a goal, to graduate with a degree and get a great job. Isn’t that the way the college fairy tale ends? Unfortunately, this could not be further from the truth for […]

The Pros and Cons of Co-signing a Loan

The Pros and Cons of Co-signing a Loan

Tweet There are many situations where you might find yourself being asked to co-sign a loan. Often such a request can arise in the context of a personal relationship. For example one of your children may ask you to co-sign a loan for a first car or for college tuition, or a friend or relative […]

Saving Money on Winter Energy Bills

Saving Money on Winter Energy Bills

Tweet As a budget conscious consumer, you might be wondering how you can save money on your energy bills this winter. There are a variety of methods that you can use to save money on your energy bill and with a little creativity you can do it. What does it take to succeed? Follow some […]

The Roth IRA: What You Should Know

The Roth IRA: What You Should Know

Tweet You know that putting savings towards your future retirement is important, but deciding where to build your nest egg can be a bit daunting.  But the Roth IRA has too many tax benefits to ignore. Confusing lingo and acronyms make it hard to choose an appropriate investing method, and trying to wade through the […]

you need a budget review

You Need a Budget Review

Tweet An often overlooked tool in managing your personal finances, the basic budget is where it all begins, so you need a budget reivew.  The budget is the foundation from which all other things relating to your personal finances are built.  Ironically, many of us have the tendency to set our budget and move on […]