RSSAuthor Archive for Jon the Saver

Jon the Saver is a personal finance writer at Free Money Wisdom. His mission is to help you succeed in your personal finance life. When Jon is not writing on personal finance, he spends time with his girlfriend, lifts iron at the gym, and plays Scrabble.

3 Things to Think About When Getting a Pay Raise

3 Things to Think About When Getting a Pay Raise

Tweet The story is very typical.  You get a call from the big boss and he asks you to come into his main office.  You’ve been working hard the last two years and you’ve been hoping and praying for a pay raise.  Your blood races faster and you start smiling.  You walk confidently into his […]

6 Funds To Hedge Against a Recession

6 Funds To Hedge Against a Recession

Tweet The word recession has investors searching for safe investments until the market rebounds. Just take a look at how the market has reacted recently. Investors want the maximum yield with the least risk involved. Luckily, options are available for investors to weather the storm until the economy improves. Mutual or index funds are a […]

7 Tips For Buying Insurance Policies

7 Tips For Buying Insurance Policies

Tweet If there’s one thing you should never rush into, it’s insurance.  Whether it’s life insurance or auto insurance, it’s a huge decision that demands a little research and your undivided attention. You don’t want to make any hasty moves because one move too soon could mean losses in the thousands over the long term. […]

10 Mistakes That Hurt your Credit Score

10 Mistakes That Hurt your Credit Score

Tweet We all worry about keeping a good credit score, but how many of us actually go out of our way to protect our score and avoid certain decisions that could negatively affect it?  During our lives we will face numerous financial decisions that could impact our credit score. Don’t know which actions to watch […]

Resume Writing Tips to Stand Out From the Crowd

Resume Writing Tips to Stand Out From the Crowd

Tweet I recently graduated college and had to interview with multiple companies. Before I even got to the interview, my resume was looked at by multiple managers. I remember one interview where the first thing the manager asked about was a misspelling. I was embarrassed but thankfully I had a revised copy on me where […]

Go Cheap This Thanksgiving and Save Money

Go Cheap This Thanksgiving and Save Money

Tweet My favorite day of the year is coming up: THANKSGIVING!  A day full of football, family, amazing food, and great memories. A day of thankfulness for what we have.  The all-American holiday. With such a big holiday comes big expenses.  Travel costs are the big expense for some families, but for others it’s the […]

Should You Invest in the Stock Market or Hold Cash?

Should You Invest in the Stock Market or Hold Cash?

Tweet Let me paint a picture for you really quick.  A man is sitting at his desk looking at his Scottrade account.  He’s been noticing the volatile market swings and doesn’t know what to do with his money.  He start sweating.  He starts to wonder if he should place his money under his mattress instead. […]

you need a budget review

Money as a Relationship Builder

Tweet You’ve probably heard it before but I’m here to say it again.  Bickering over money is ranked as the number one reason the majority of couples fight within their relationships and marriage.  To be honest, this statistic does not surprise me at all.  Whether it’s fighting over how to spend money or how to manage personal […]

10 Ways to Simplify Your Finances

10 Ways to Simplify Your Finances

Tweet People can have several bills to pay each month. They will have the mortgage, the electric bill, the water bill, the gas bill, their auto insurance bill, their cell phone bills and the list goes on. There can even be times when a bill is missed and the payment is late. This can be […]

What Drives Foreign Currency Exchange Markets

What Drives Foreign Currency Exchange Markets

Tweet Currency exchange rates are one of the most important economic factors in determining a countries level of trade, and therefore, its level of economic health overall. Given the importance of these levels, it is not surprising that the foreign exchange market (FX) is one of the most actively traded, tracked, and analyzed markets on […]