RSSAuthor Archive for Jon the Saver

Jon the Saver is a personal finance writer at Free Money Wisdom. His mission is to help you succeed in your personal finance life. When Jon is not writing on personal finance, he spends time with his girlfriend, lifts iron at the gym, and plays Scrabble.

Prepare for Your Next Financial Crisis

Prepare for Your Next Financial Crisis

Tweet With constant talk of the debt ceiling and a possible double-dip recession, I thought it would be applicable to talk a little about personal finance crisis events in our personal lives and what we can do about it.  Like any other American, bad things happen to us.  Most of the time we’re not prepared. […]

Avoid These Warning Signs When Looking for a Financial Advisor

Avoid These Warning Signs When Looking for a Financial Advisor

Tweet Not everyone has the time or “know-how” to manage their money on their own.  That’s why personal financial advisers, and other financial professionals exist.  That’s why many people hire a CPA to do their taxes. But before you hand over all your assets to an advisor, you should be aware of some common red flags. […]

A Few Tips for Repairing Bad Credit

A Few Tips for Repairing Bad Credit

Tweet Getting rid of negative marks on your credit history is a problem facing many hard working people these days. With a poor economy making it difficult to pay bills, it’s no wonder more and more people are looking for solutions to get out of the rut they are in with bad credit. Good credit […]

Tips for Buying Your First Condo

Tips for Buying Your First Condo

Tweet If your dream place to live is a popular travel destination, a crowded urban area, or any other location where real estate prices are escalating, you may be intimidated by the costs of single-family homes. Buying a condo is one option that allows you to achieve home-ownership while staying within your price range. What […]

Fight the Urge to Splurge

Fight the Urge to Splurge

Tweet You’ve been prudent and created a budget.  Every cent is accounted for.  Things are looking good.  Then WHAM, your savings and budget are annihilated because of your latest splurge.  Does that sound familiar?  I know it does for me.  I mean, it’s fun for a moment, then you realize what you’ve just done to your personal […]

Eliminate Taxes With a Roth IRA

Eliminate Taxes With a Roth IRA

Tweet Rocketing national debt, unstable economy, high unemployment, and high inflation.  These are all factors that have Americans on edge right now.  What has the American public even more scared is the fact that the federal government has started to tap into public pension funds to pay for bankrupt social programs such as Social Security […]