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Credit Cards

The New Credit Card Statements Are Here

New Credit Card Statements Help You Get Out of Debt
The new laws from the CARD Act have created a number of changes for credit card holders. Teenagers now find it very hard to get a credit card, card companies can’t stick your past balances with a higher interest rate, and new credit card statements make [...]

8 Tips to Keep Your Credit Card Information Safe When Shopping Online

How to Keep Your Credit Card Safe Online
Using your credit card to buy something online has become an almost daily habit for most people. Even so, there are many people who are still uncomfortable with submitting their credit card information online. Their fears aren’t completely unfounded. Scams are everywhere and the techniques scammers use are [...]

Credit Card and Debit Cards No Longer Have Automatic Overdraft and Over Limit Protection

New Credit Card Law Puts a Hold on Over Limit Charges
As you have probably heard by now, the CARD Act takes effect on February 22nd. Many of these changes are part of the law, but a lot of banks are also making voluntary changes to their programs. There are a lot of changes to help [...]

Credit Cards and the Minimum Payment – Don’t Fall Into the Minimum Payment Trap

To some, credit cards represent everything that is evil. It’s true that credit cards have done their fair share of damage to people’s finances, but they are also a useful tool. But what makes credit cards bad for most people is the minimum payment. That’s it. High interest rates don’t help, but it’s when you [...]