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Credit Card Alerts: Good, Bad or Ugly?

While I’m away for the week on business I have some guest authors filling the void. Today’s topic is brought to you by Ben over at Money Smart Life. Money Smart Life is about living today and investing for tomorrow. Ben always has great new content that is worth checking out and one of […]

Do You Know if Your Credit Card Uses The Dual-Cycle or Average Daily Balance Calculation?

More and more cards are switching to average daily balance calculations but there are still quite a few cards out there that may be using the dated dual-cycle interest calculation which means if you carry any type of balance on your card it could prove costly. So, what is the difference in these calculations and […]

Understanding the Fine Print of a Loan Can Save You Money and Grief

If you have ever obtained a mortgage to buy a house or borrowed money to buy a car you are very familiar with the mountain of paperwork that can be required during this process. Most people simply don’t have the time to sit there and read all of the fine print and others actually read […]

How Do You Feel About Bank of America Offering Credit Cards to Illegal Immigrants?

Bank of America is expanding a program that allows individuals with no credit history or even a social security number, many of which are illegal immigrants, to obtain a credit card. In the past few years banks started to allow these individuals to open checking accounts and even obtain mortgages, but now the first step […]