All Entries in the "Credit Cards" Category
How to Break the Minimum Credit Card Payment Mindset
I’ve been spending a bit of time lately discussing credit cards and debt because it’s an important issue for many people. Unlike a lot of bloggers I’m not against credit cards completely. They are a financial tool just like any other. They can be a powerful tool when used correctly, but they can also cause [...]
If You’re Going to Consolidate Debt Then You Have to Stop Using Credit
When it comes to paying off debt there’s one useful tool that can not only simplify your finances but also reduce the amount of interest you pay. Debt consolidation takes some or all of your small debts and combines them into one loan or line of credit. This results in just one payment and if [...]
Getting Off the Debt Treadmill – Stop Running In Place and Start Making Progress
This is a guest post by Trisha Wagner. Trisha is a freelance writer for DestroyDebt.com, a debt community featuring debt forums. Trisha writes regularly on the topics of getting out of debt and personal finance. Using a treadmill as part of your exercise regime can be a helpful tool in keeping your body active and [...]
FTC Creates Video PSA Spoofs of FreeCreditReport.com Commercials
If you watch any TV, you’ve probably seen these commercials from FreeCreditReport.com. They typically have a band and a guy singing a catchy jingle that tells a story about how he should have checked his free credit report. The commercials aren’t too bad, but there’s one big problem — the reports aren’t free if you [...]
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