What You Need to Know Before Co-Signing a Loan

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Tweet Have you ever been asked to co-sign a loan? Maybe a friend, relative, or family member is having trouble getting a loan and they need someone else to co-sign. Or maybe you are a parent with a teenager who is trying to get a credit card and can’t because of the new credit card […]

How to Find and Choose a Credit Counseling Company

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Tweet Should You Use a Credit Counselor? Have you tried to get out of credit card debt on your own but find you simply can’t stay on track? You’re not alone. Many people fall for the minimum payment trap the credit card companies can get you with. Getting out of debt fast and getting your […]

Collection Agencies Giving Away HDTVs and iPods If You Pay Up

Tweet Nobody wants to deal with a collections company, but it looks like some may be pulling out all the stops. A friend of mine was telling me about this debt that went into collections a while back and he was always getting hammered by the collection company to try and pay. After months of […]

How to Improve Your Credit Score

16 ways to improve your credit score

Tweet Do you need to improve your credit history? If you’re like the majority of Americans, the answer is yes. According to FICO, 60% of all people have a credit score less than 750. This means there is plenty of room for improvement for many people. (for more on what is a good credit score) […]