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Understanding Social Security Disability Benefits – Who’s Eligible and How it Works

Understanding Social Security Disability Benefits – Who’s Eligible and How it Works

Tweet While I’ve talked about the importance of having disability insurance in the past, a lot of questions still arise regarding Social Security disability benefits. Everyone seems to have a story, or know someone who’s receiving Social Security disability, so there is always some skepticism as to whether or not outside coverage is needed. Think […]

One Critical Thing You Need to Know About Life Insurance

One Critical Thing You Need to Know About Life Insurance

Tweet This is a guest post by Chris Smude. Chris is the President and Founder of Smude & Associates – an entrepreneurial intellectual capital organization with a specialization in the financial services industry. You can also find more posts on his blog. Heads up! A lady (not a client) called me last week about a […]

The Need for Disability Insurance – It Can Save Your Financial Life

The Need for Disability Insurance – It Can Save Your Financial Life

Tweet When most people think about insurance, the first things that come to mind are health and life insurance. We all realize how important it is to provide insurance that can pay doctor bills when we’re sick, and we understand that in the event of our death, it would be nice to leave some money […]

Protect Your Most Important Asset With Disability Insurance

Protect Your Most Important Asset With Disability Insurance

Tweet If you are like most people it is likely that your greatest asset is your ability to work and earn an income. When asked, many people consider their home as their greatest asset, and it may certainly be the greatest physical asset. But what happens when you find yourself injured and unable to go […]

April 23rd Through the 29th is Cover the Uninsured Week

April 23rd Through the 29th is Cover the Uninsured Week

Tweet Now in its fifth year, Cover the Uninsured Week brings together business owners, union members, educators, students, patients, physicians, nurses, faith leaders and their congregants, and organizations in all 50 states and the District of Columbia to demand that our nation’s leaders find solutions for the nearly 45 million Americans living without health insurance. […]

Do Your Baby Boomer Parents Need Long Term Care Insurance?

Do Your Baby Boomer Parents Need Long Term Care Insurance?

Tweet The second guest article this week was sent in by Ben at Money Smart Life. He addresses a growing concern for our generation and our aging parents. Long term care insurance may be something to start thinking about over the next few years for our parents. How much thought have you given to the […]

It Is Amazing What Some People Will Insure While Ignoring Their Most Important Asset

It Is Amazing What Some People Will Insure While Ignoring Their Most Important Asset

Tweet As a consumer you are probably aware that you can insure virtually everything you buy. Any electronic device big or small, cell phones, kitchen appliances or even your pet can be insured. While we do spend considerable amounts of money on these items they are essentially worthless when compared to life itself. So, with […]

Top Five Homeowners Insurance Tips

Top Five Homeowners Insurance Tips

Tweet Your home is likely your most valuable asset–make sure you protect it. While insurance agents will help determine the kind of coverage you can buy, it is ultimately your responsibility to know what the policy covers. 1. Review your policies annually. A walk-through of your coverage needs with your agent may identify other coverages […]

Why do I Need Insurance? – Part 3

Why do I Need Insurance? – Part 3

Tweet In the first two installments we have talked about what types of insurance you need to have and what types you may want to avoid. So now that you know what coverage you need, how do you find the best deals without sacrificing quality of service or coverage? One of the most useful tools […]

Why do I Need Insurance? – Part 2

Why do I Need Insurance? – Part 2

Tweet Things to Watch Out For In Part 1 I talked about types of insurance that you should not be without. Here in Part 2 I will discuss certain types of insurance that could be completely unnecessary, costly, or even scams. After your essentials are insured, such as your home, vehicles, life and health, you […]