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Investing

What to do When You Have a Bad Financial Advisor, Planner, or Broker That Isn’t Working in Your Best Interest

Where to Turn When Your Adviser Does You Wrong
While I’m not a big fan of how many people quickly jump on the litigation bandwagon for almost anything these days, there are legitimate situations where you may have a case against a bad broker or advisor. Even so, keep in mind that you can’t sue just [...]

Three Types of Asset Allocation: Strategic, Tactical, and Core-Satellite – Which is Right for You?

Diversification is the foundation of an investment portfolio. While simply being diversified can’t eliminate risk, it can help minimize your overall risk and protect you from catastrophic losses. But what does it mean to be diversified? Everyone tells us about how we need to diversify our investments, own stocks, bonds, real estate, cash, commodities, and [...]

Think Twice Before Doing a Roth IRA Conversion if You Are Using Account Assets to Pay the Taxes Due

Using Roth Assets to Pay Tax Liability May Eliminate Conversion Benefits
Everyone loves the Roth IRA. If you read any personal finance blog, website, or listen to any financial guru they will rave about how the Roth IRA is the best thing since sliced bread. What makes this investment vehicle even better is that starting in [...]

Avoid Fund Overlap to Achieve True Diversification in Your Portfolio

Identify and Eliminate Overlap for Real Diversification
So, you’ve got a nice portfolio with a handful of index funds that include a good mix of growth, value, and various market caps. You’re diversified quite well, right? Not so fast. If you’re like most investors, even though you have a number of funds that you’re invested in, [...]