Search

Investing

Mutual Fund Fees for Beginners – Loads, Expense Ratios, and Share Classes

Mutual funds are one of the most common investment tools for the average investor. You’ll find them in your 401(k) plan, in your IRA, and everywhere in-between. Mutual funds are popular for good reason. They provide instant diversification without a lot of money. Instead of having to pick all of the individual stocks you [...]

Making Money With Lending Club and a Review of Peer-to-Peer Lending

Does Lending Club Work?
Peer-to-peer lending has been around for a few years now, and two of the biggest players are Prosper and Lending Club. I’m going to talk a little bit about Lending Club since that’s the service I’ve been using and have the most experience with.
To give you a quick primer on peer-to-peer [...]

My Employer Stopped Matching My 401k – Should I Still Contribute?

No Match? No Problem
This is one of the most frequently asked questions I’ve been receiving lately both at work and via email. Companies across the country are trying to find ways to cut costs during this recession and a prime target is the matching program on a 401(k) or 403(b). This is bad news [...]

Congress Is Investigating Target Date Funds – Should You?

This is a guest post by Neal Frankle,  CFP ®. Neal found himself in a financially fragile situation at the age of 17. Both his parents passed away while he was still in high school, leaving behind a small insurance settlement. Neal sought out a financial advisor to help him invest his nest egg so [...]