If you are like me when I’m broke the first thing I think of is how to save money fast. But why not change that mindset a bit and start thinking of ways to make money. There are so many different ways to make money. You can make money online, make money with photography, make money selling T-shirts, make money with a garage sale, and the list goes on. But one of the quickest ways is to sell your old cell phone or to sell your old electronics.

If you have old electronics collecting dust in your house, chances are you’re sitting on a goldmine.  A number of websites offer to buy your used goods for cash and the longer you wait the less valuable they become.

For example, Gazelle.com pays for iPhones, iPods, and iPads.  They’ll even purchase broken ones for a fair price.  The longer you take to send the product to them; however, the greater the chance Gazelle will fulfill their need and not want your old electronic.  That’s why it’s so important to request an offer from them right away.

Here are some other places that you can make money off of your old electronics:

• NextWorth (http://www.nextworth.com)
• Amazon (http://www.amazon.com)
• RadioShack (http://www.radioshack.com)
• BuyMyTronics (http://www.buymytronics.com)
• iOffer (http://www.ioffer.com)
• eBay (http://www.ebay.com)

Follow these general rules when selling used goods to any company:

1. Make sure to report the condition of the item accurately.  If it has physical damage or doesn’t power on, be honest about it.  Many companies specialize in repairing and refurbishing electronic items.  It doesn’t hurt to ask if these items are accepted by a website but it most certainly will hurt you if you mislead them by stating that an item is brand new or in pristine condition when it’s not.
2. Include all chargers and accessories as it adds value to your items.  People will want power supplies, headphones, and USB cables.  If you have access to these items, make sure to include them with your electronic device.  If you have user manuals and the box, this can also add value to your electronic.  Read each site’s rules before mailing these items because they may be using your device strictly for parts.
3. Take advantage of free shipping.  Many companies provide a valuable service by allowing you to ship your used electronics to them for free.  Try to select a company that offers this service that way you can keep more of the profit and pay less out of pocket to get your used computer, iPad or mobile phone to them.
4. Keep tabs on what payments you’re expecting.  Note when an item was sent out and to whom.  Pay attention to the timeframe stated on a website for payments to be received.  If you do not receive your funds by that date, contact the company with detailed information about your transaction.  This will allow them to trace your product and get your payment to you in a timely manner.

It pays to go through the garage and those old junk drawers in search of old electronics.  You never know how much something is worth to another person until you do some research.

If you can’t find a website that will buy your item outright, try your luck on an online auction site.  People are looking for the exact devices that you have on hand and the sooner you send them out the more money you’ll get paid.  Technology changes so quickly that it’s easy for items to lose their value if held onto for too long.

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Are you a creative soul whose cup runneth over with ideas?  If you are, you’ll be pleased to learn that you can make money online selling your design ideas for t-shirts, and even more items, online.  There are a number of different websites you can go through to make extra money with your designes. There are even some designers making a living off there designers. Threadless, Café Press, and redbubble are just a few of the options available for you to sell your designs online.

Here’s how you can get started making side income off of your creativity:

1. Create your design according to site specifications. Do not copy your design or do a “knock off” of another artist’s design or use words by another writer. Not only will unauthorized use lead to legal problems, it’s just not fair to take someone else’s creation and claim credit and cash benefit for it.  There are exceptions to this rule, but be wary.
2. Select which products you want to create.  T-shirts and other types of apparel like hooded sweatshirts and hats sell well. There are many other items available, too, such as canvas prints, beer steins, and backpacks.  The design can also be used to promote another item in which the customer is interested. A good example is a t-shirt advertising your comic book.
3. Set your price. If you have several designs, charge different prices, even if the design difference is a size difference (charge a couple of dollars more for the larger sizes).
4. Make sure you include payment information so you can start making money off your ideas. Invest in a personal credit card reader to help expedite your orders.

Websites where you can sell your designs:

1. Threadless – Check out the “Artist’s Stories” for ideas on where to begin with your new product. Also, watch for the iPhone app that will be launching soon.
2. Café Press – At this site you will find a wide collection of items to feature your designs including, t-shirts, sweat shirts, hoodies, tank tops, polos, pajamas, bottoms, flip-flops, underwear and panties. Plus, jewelry and bags, children and infant items (not just clothing), a variety of different types of drinkware, wallets, wall art, and much more!
3. redbubble – The home page alone is awe inspiring, but one of the extra’s on this site are the beautiful deck tiles!
4. Imagekind – On this site, you can sell your art for free.
5. Zazzle – Be unique! It’s Zazzle’s tag phrase, and is a pitch worth remembering. Start a wedding design line to sell in your area. Or, one to use at baby showers. There are great ideas to be found on this site.

Not only can you use your designs to make extra money to add to your budget; you can make items to sell for your next fundraiser. Do your own design or let the kids involved in the fundraiser design the art.  It is a great way to raise money or start a business on the side.

What is your favorite website for t-shirts? Did I miss any good ones that you use?

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How You Can Earn Big Bucks Being a Tutor

In an attempt to make extra money, you’ve tried just about everything, mystery shopping, focus groups, selling on Craigslist, etc., but have you ever considered tutoring as a source of additional income?  Being a tutor can be easy and online tutoring jobs are in demand.  You just need to identify what skills you possess and know where to advertise your services.

Here is a list of sites that will pay you to tutor for them:

1. WyzAnt. As an Independent Tutor, you get to set your prices and select which students you choose to follow-up with.  It’s up to you what schedule you choose to honor but do know that the site charges a fee for every tutoring session you conduct.
2. EduwizardS.  Take advantage of fixed or flexible hours and tutor student from the comfort of your own home.  EduwizardS.com is looking for tutors that can assist with test preparation (GRE, SAT) and college-level subjects like Science: Earth Sciences, Environmental Sciences, Physiology, Sociology, History: History (General), US History, World History, Languages: Spanish, Philosophy, Political Science, Study Skills – Study Skills, and  Music: Theory.  Apply directly through the site and enjoy a regular paycheck.
3. Care.com.  Create a free profile.  Search thousands of job listings.  Contact people looking for online tutors.  Get paid.  It’s really that simple with Care.com.
4. Tutor.com. Work from your home or dorm room, earn money, and keep your teaching skills sharp.  Online tutoring is a great resume builder and income booster.  At Tutor.com you become part of a community of grad students and college students, teachers and professors, science professionals, math professionals, education majors, and work-at-home moms and dads.

Here are some tips that will help you gain more customers as an online tutor:

1. Post a photo on your profile.  People like to see who they’re going to be spending time with.  Make sure it’s professional.  Save the family pictures and photos with friends for Facebook.
2. Make sure to list all of your skills and proficiencies.  You never know what subject a person will need help with so it’s best to round out your profile with as many details about your level of knowledge as possible.  The more complete your profile is the more people will want to utilize your services.
3. Keep your scheduled appointments with your clients.  This helps build trust and gives you the reputation of a reliable, professional tutor.  If you’re running late or need to cancel, give your customers enough time to make other arrangements.  This type of courtesy will earn you points time and time again.
4. Ask for referrals.  Tell your clients to talk to their relatives and friends about you.  This is one of the fastest ways to increase your workload.  Word-of-mouth advertising works effectively.

Take all the skills and experience you possess and put them to good use by tutoring students that need the extra help.  Try out Wyzant, Eduwizards, care.com, or tutors.com to get a feel for how each of them works and see if tutoring is a good fit for you.  Tutoring is a worthwhile gig with many benefits.  Not only will you help students ace their tests, you’ll also increase your cash flow which is something you will certainly appreciate.

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If you love dogs, have space in your home to board them, and want to make extra cash, DogVacay is the right website for you.  Apply to be a host and once accepted, start providing a safe haven for dogs of all sizes.  Pet owners rest assured that their furry friends are being cared for in a loving and humane way and you get the added benefit of companionship and extra income.

Here’s how the site works:

1. You will need to register for a free account by visiting DogVacay.
2. Once your account has been verified, you create a listing and set a price for your services.
3. Interested parties contact you with their requests.
4. Accept the request.
5. Get paid for spending time with animals.

The benefits of being a DogVacay host are incredible.  Here’s what you have to look forward to:

• A profit less the 15% fee charged by the site for your listing for each client who uses your services.  Earning extra income is easy.  Put your unused space to use by providing a loving home for dogs while their owners are away on business or vacation.
• Complimentary insurance and the option of purchasing premium insurance as a safeguard.  Rest assured that you are protected against liabilities in the off chance a dog gets sick or lost when in your care.
• Control over which dogs stay with you.  Schedule a “Meet and Greet” with pet owners and their canines before deciding whether they can stay with you.  This is especially important if you have other animals or children in the home.
• Flexible pricing with the option to offer holiday sales and VIP sales.  You set the price for your services.  Remember that DogVacay.com charges a 15% service fee so adjust your price accordingly.
• Customer reviews that help you earn new business.  Get free advertising thanks to happy customers.  Encourage everyone who uses your services to rate you online.  This will help you win over new customers and earn and even bigger profit this year.
• Customer service for all the questions you need answered.  The Concierge Team is available to take your call 7 days a week.  There’s no reason to be left in the dark.  Ask a question and receive the support that you need.
• Side income and fast payments.  Make money easily by joining the site as a Host.  All payments are handled electronically meaning you get paid quickly.
• The ability to work with animals in the comfort of your own home.  Who doesn’t love the idea of getting paid to do something they love.  When you Host for DogVacay.com, you are running a business from your living room.  There are no hidden costs and no fees to commute to a second job.  Anyone with space and the willingness to provide a service to the public are encouraged to sign up for the site.

Get paid to do something you love.  Sign up for a free account through DogVacay and start making extra money from home right away.   Fifi and Fido will thank you for it!

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Do you snap photos with your iPhone?  Are you amazed at how well they turn out?  If you are, I have a money making opportunity for you.  It’s called Foap and it’s an iPhone app for stock photographers.

If you’re looking for ways to make money or even just ways to make money on the side why not sell the photos you’ve taken?  Foap is free to sign-up for and you earn $5 each time one of your pictures sells.  The company prices the photos at $10 apiece and splits the profits with you.  You can sell the same photo hundreds of time to maximize your profit.  Best of all, you receive funds via PayPal which is convenient.

Here’s how the withdrawal process works: If you cash out before the 15^th of the month, your money will be in your account at the end of the same month.  If you cash out on the 15^th or later, your funds will be transferred at the end of the next month.  This is great news if you’re looking to introduce multiple streams of income into your budget.

Using the app is really easy.  You upload and tag your photos, write a short description for others to see, and click submit to proceed with the acceptance process.  Once you’ve rated five photos on the site, your photos become part of the Foap community and other members rate you.  Your score determines whether the site will sell your photos or not.  You receive confirmation of this via email each time your photo is accepted and sold.

Foap is only available as an iPhone app for the time being so Android phone users will not be able to utilize the site.  There are a number of other stock photography websites out there so don’t give up too easily.  For example, you can sell your pictures at DepositPhotos.com, Dreamstime.com, and Shutterstock.com

Tips for Selling Your Photos

Here are some tips that will make your photos more appealing to buyers:

1. Know the market.  Familiarize yourself with your audience.  What type of images sell best on each site?  Sell specific photos on specific sites for the best results.
2. Scrutinize every photo.  Look for imperfections.  Buyers want clear, high quality images to use.  If there are a flaws that you see in your pictures, chances are the buyer will reject them and move on to another seller.
3. Use detailed descriptions and keywords.  This will help people find your photos easily.  Buyers can enter a word or phrase and see the photos you have for sale.
4. Offer free photos from time to time to get people to look at your portfolio.  Free photos drive traffic to you.  If you want to sell higher quality, more expensive photos, consider giving away a few images every couple of months.
5. Stick to the better-known websites.  You won’t get very far very quickly if you go to the more obscure sites to sell your photos. Make sure it’s a name that people know and trust.  That’s how you sell pictures.

Have you ever used Foap before? Or have you ever sold your photos to any other stock photography website?

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Do you find yourself dreaming of new ways to make extra money to pay-off your credit cards or your mortgage?

Have you thought about how much it costs you to own your home?

Now is the time to think about ways your home can make a profit for you. It is time to put you house to work for you and see if you can can get a little extra spending cash from doing it.  From renting out your spare room to travelers or to designating an area of your basement or attic as storage space for people residing in your city or even renting out your unused parking space, there are a number of different ways to earn extra cash with very little effort. Plus you are helping out someone else by offering space at a more competitive price for them.

Let’s explore some of the websites whose sole purpose is to help put more income into your budget each month:

• StoreAtMyHouse.com offers homeowners a way to make extra money on the side.  The website offers you a way to make money off your basement, attic or garage and even your parking space.  Register for an account, post your ad and pictures of your space, and start making cold hard cash off your spare room today.  Each photo is verified by StoreAtMyHouse.com before being posted so that renters can rest assured that they’re getting a good deal when answering an add on the site. If you need affordable and accessible space, check out what is available in your area.
• AirBnB.com gives you a place to stay in over 190 countries and over 35,000 cities. Stay in a tree house in the rainforest in Costa Rica, an apartment in Times Square, a rooftop house in Italy or even on an Island in Fiji! Add your own backyard guest shed or upscale tree house or the spare room, mother-in-law suite or space at the back of the house. If you are lucky enough to live near by a manmade or natural attraction or you live on a route to one, you will find people who want to stay in place other than the traditional hotel and motel chains. It will also let you add new friends through Facebook based on the guests that stay with you from around the country and around the world. AirBnB is not a small little website either, there are a number of reviews on it like this one by Fast Company.
• Take in a foreign exchange student. You will need to provide a room, meals, and some transportation for your guests. You can host a high school or college-aged student for just a few weeks at a time and make money on your spare room. This is a great service to provide because both you and the student benefit from the experience.

Now is the right time to check your homeowners insurance policy and have a look at the local city ordinances on renting your spare space.  This is the perfect way to make use of the extra space inside your home and to make extra money to add to your monthly budget. Of course it goes without saying that you need to do a little research for yourself to figure out if this is right for you.

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Some teens, maybe with prodding from their parents, work for their money. This can help them become responsible young adults and learn at an early age what it’s like to manage finances. With advances in technology there are many ways for teens to make money. Teens no longer have to do the usual summer jobs like bagging groceries.

For example, those who love fashion can make money off of their clothes that they no longer want. They can set up an eBay account with their parents and sell their clothes online. They should also check to see if there is a store in their town that buys gently used trendy clothes. There are a number of consignment shops who will pay for name brand items. And the same goes for electronics and video games. Sell them online or use them to trade in for a new game without always having to pay full price.

Creative teens can also make money by putting videos on YouTube or building a website. These videos and sites can be about showing people a skill, such as putting on makeup, or instructions on how to complete all the levels on a video game. While they may not become the next YouTube sensation and see the money rolling in, it’s a good way to work on creative skills while having the potential to make a few bucks as a result.

Teens who want discounts on clothes can get a job in retail. There are many trendy stores that hire teens to work part time, especially in the summer and around the holidays. This can be great for teens who want to work around their peers and help them pick out clothes and most likely get a discount on the items where they work.

The summer time is really great for teens who are good swimmers. They can get jobs as lifeguards or help with local swimming classes. What better way to spend the summer than at the beach or in the pool, and getting paid for it?

Teens who don’t mind mowing the lawn or tackling other outdoor chores can start a landscaping business for the summer or find a local landscaping company that could use some help. If they are able to start their own small business from scratch, even if the money isn’t great, the experience will be incredibly valuable going forward.

Finally, there’s almost always opportunity in the food service industry. Line cooks, waiting tables, washing dishes, or delivering pizza is one way to get your foot in the door. It isn’t always glamorous work, but some of the best chefs and restaurant owners in the world got their humble beginnings scrubbing pots and pans.

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So, you’ve got a spare room that you’re not using and you’re thinking of what to do with it?  Why not rent it out to budget-loving travelers and make some spare cash?  Airbnb is the perfect place to do just that.  You list your property and set a price per night and Airbnb takes care of the rest.  People book their accommodations through the site and you get paid.  If you’re down for hosting people from all over the world in your home, apartment, sailboat or backyard shed, Airbnb is the place for you.

What is Airbnb Exactly?

Airbnb is a unique marketplace where people can search for, list, and book unique accommodations around the world.  Listings include the normal, like an apartment in the States, or the unusual, like a luxury treehouse in Italy.  With accommodations in over 26,000 cities and 192 countries, it’s easy to find somewhere to stay that fits your price range.  If you want a unique travel experience, you’ll certainly get it through the site.  If you’re in it to make money, being an Airbnb Host is something worth looking into.  The next section will explain the process in detail.

How Does It Work?

Listing your home is free.  Airbnb collects 3% of each accepted reservation.  Guests pay 6 to 12% in booking fees.  Your funds are directly transferred to you.  If you need assistance with photography, professionals in your area provide this service for free.  People can rent your place for a night or for weeks at a time if that is something you have specified.  You have the right to accept or decline a request.  Schedule around the important events in your life with ease.  You will receive payment 24 hours after a guest has checked into your listing.

I booked a number of Airbnb accommodations for an upcoming road trip I’m taking.  I’ll have to let you know how it worked out for me.  The price was right so I took a chance on a cabin in the mountains of Colorado, a sailboat in Portland, and a quaint little garden shed in Seattle.  Why stay in a chain hotel when you can stay somewhere unique and memorable?

To learn more about Airbnb and what the site can do for you, visit http://www.airbnb.com.

Make Money Driving with RideJoy

Are you planning a trip and have extra seats in your vehicle to put to good use?  Do you want to make some extra money to finance your road trip dreams?  If you answered these questions with a resounding “YES,” RideJoy is worth looking into.

Rideshare services are gaining popularity.  The rising costs of fuel and baggage fees have travelers scaling back.  Rather than skip the car ride altogether, users of sites like RideJoy look for drivers like you with room in their vehicles for extra passengers.

Called the Airbnb of transportation, RideJoy is easy to use and free to sign up.  You can Post a Ride Offer or Search for Passengers.  Both options give you the opportunity to share a ride and make some extra money in the process.

Some benefits of ridesharing for passengers include:

• Saving money on vehicle costs like gas and maintenance.
• Being able to read or catch up on sleep while another person drives.
• Meeting new people and turning your ride into something memorable.
• Helping the environment.

Safety is of utmost importance on the site.  RideJoy posts a list of tips to follow to ensure that your drive is comfortable for everyone involved.  For example, there are references you can read on a passenger’s page before you even agree to pick them up.  You can also ask to speak to them by phone.

As always, if something doesn’t seem right, you have the opportunity to back out at the last minute.  You can report abuse to team@ridejoy.com or (415) 326-3569.  It’s not worth the risk to ignore a hunch.

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Here’s what merchandising entails. You, the merchandiser, will be given an assignment in your area and the tools that you need to perform your job duties. You will then be given a timeframe to complete your scheduled task. For example, you may be hired as a product merchandiser and asked to travel to a retailer in your city to complete a reset. You then are responsible for removing products from a shelf or display, resetting them according to a plan-o-gram, and relabeling their price stickers. Sounds easy, doesn’t it? It really is!

A Few Merchandising Companies to Look Into

I worked as a product merchandiser for several different companies for side income and I enjoyed the experience thoroughly. Here are some of the best opportunities on the net:

• American Greetings (http://corporate.americangreetings.com/careers/joinourteam_ptm.html) – Your job as a merchandiser requires you to keep the card department of different retailers neat and orderly. You will be responsible for putting out new product, discontinuing old product, setting up seasonal display, reordering cards and gift wrap. Hours are flexible and depend on how many stores you’re scheduled to service in one area.
• SPAR Inc. (http://www.sparinc.com/job_posting.htm#resetmerch) – A variety of positions are available including General Merchandising, New Store and Remodel Setups, Audits, Data Collection, Inventories, Reset or Plan-o-gram Maintenance, Fixture Installation/Building Gondolas, Front-End Displays, and more. The different areas of merchandising opportunities include: Home Improvement, Drug & Grocery stores, Electronics, Hard & Soft line retailers. Many positions require heavy lifting and power tools so you need to be willing to comply with standards if taking on one of these positions.
• Pepsi Co. (http://careers.pepsico.com/key/pepsi-merchandising-jobs.html) – Stock shelves, rotate shelved product, set up displays, and stock and rotate coolers with Pepsi products. This type of merchandising is physically demanding and does require that you have your own vehicle to travel to and from assigned store locations. Merchandisers receive compensation for the time that they worked as well as mileage.

Additional Merchandising Opportunities

Some websites to find additional merchandising opportunities:

• Shadow Shopper (http://www.shadowshopper.com)
• National Association for Retail Marketing Services (NARMS) (http://narms.com)
• Indeed.com (http://www.indeed.com/q-Retail-Merchandiser-jobs.html)

If you’re looking for a reliable way to make extra income, consider product merchandising. You can take on assignments based on your current schedule and you’ll get satisfaction of knowing that your efforts help retailers be the successful businesses they are today.

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Considering that the average American watches 4 hours of TV per day, there has to be more benefits of doing so aside from comfort and relaxation. By doing the math you can see that 4 hours/day x 7 days/week = 28 hours of TV each week. That’s as much as some people work at a part-time job! Here are some ways to turn your TV-watching habit into your own part-time job.

1.   Download an App. If you have a smart phone or tablet, did you know that there are Apps that will “pay” you to watch TV?? Services such as Viggle and RewardTV let you earn points by watching your favorite shows. These points can then be redeemed for gift cards, merchandise, and services.

2.   Join the Nielsen network. While you can’t officially sign yourself up without an invitation, if you ever find yourself to be the recipient of a large envelope mailed from Nielsen, you may want to join their network. Members of the Nielsen network get paid to record data about the shows they watch, which is how they come up with those famous “Nielsen Ratings” that TV conglomerates care so much about.

3.   Bolster your financial education. If you’re watching TV, how about tuning in to the various shows and specials that can help you receive a free financial education? There are plenty of financial experts who now have their own shows and they’ll teach you about everything from saving money and budgeting to how to reduce debt and invest in your future.

4.   Coupon. This goes hand-in-hand with sorting mail and shredding unnecessary documents: Turn your TV time into working time. Mindless activities such as clipping coupons and sorting your mail can be much more enjoyable if you’re doing them while watching your favorite shows!

5.   Hone your writing skills. Become a TV critic, write a new blog about your favorite show, or seek out staff writing/ghost writer positions with your favorite blogs. Type as you watch (being careful to proof-read as you go!) and subsequently boost your bottom line.

6.   Take advantage of freebies & enter contests. There are thousands of contests running each day—online, on TV, in the mail, etc. There are also thousands of freebies floating around. Use your TV time to seek out and sign up for these things. You never know when you may become the new big winner, so make sure to enter today! At the least, you’ll receive some great samples of your favorite products, which puts money right back into your pocket.

Kyle Taylor is the editor of The Penny Hoarder, a daily blog with weird & wacky tips on how to make extra money. Connect with him on Facebook/Twitter or subscribe to his newsletter to get his 5 wackiest ways to make money via email!

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