RSSAll Entries in the "Personal Finance" Category

Saving Money on Winter Energy Bills

Saving Money on Winter Energy Bills

Tweet As a budget conscious consumer, you might be wondering how you can save money on your energy bills this winter. There are a variety of methods that you can use to save money on your energy bill and with a little creativity you can do it. What does it take to succeed? Follow some […]

The Roth IRA: What You Should Know

The Roth IRA: What You Should Know

Tweet You know that putting savings towards your future retirement is important, but deciding where to build your nest egg can be a bit daunting.  But the Roth IRA has too many tax benefits to ignore. Confusing lingo and acronyms make it hard to choose an appropriate investing method, and trying to wade through the […]

How to Be a Good Thrift Store Shopper

How to Be a Good Thrift Store Shopper

Tweet Thrift Shopping the Right Way Oh how I love a good thrift store.  The Goodwill in Seattle was as large as the biggest department store I’ve ever stepped foot in.  There were literally aisle upon aisles of merchandise to choose from.  The book section was impressive, be sure to check out these amazing books.  […]

Ten Free Gifts to Give This Christmas

Ten Free Gifts to Give This Christmas

Tweet Who said the best things in life aren’t free?  Why not think outside the box this Christmas and give thoughtful, meaningful gifts that don’t cost a dime? After all, with the economy still down in the dumps and money being tight for most families, why make things even more difficult by spending money you […]

Teaching Personal Finance in the Classroom and at Home

Teaching Personal Finance in the Classroom and at Home

Tweet Money is a taboo subject among most Americans, and few families even stop to consider discussing the household budget with their children. But with consumer debt totaling $13.4 trillion in 2010, according to the Wall Street Journal, students need a sound financial education just as much as they need a firm foundation in other […]

Three Classes Every High School Should Require

Three Classes Every High School Should Require

Tweet Although there are a number of classes the high schools across the country require students to take, there are some definite knowledge gaps in most people once they graduate. Because of this, there are some classes that should be added to the curriculum as required. By requiring these three classes, the general public would […]

No Student Loan Relief in Sight: Work on Getting a Free College Education

No Student Loan Relief in Sight: Work on Getting a Free College Education

Tweet The student loan debt situation has spiraled out of control, with many college students saddled with hundreds of thousands of dollars in debt. The costs of higher education are ever rising, and more students are questioning the decision to take on debt for their education. With no relief for the student loan crisis in […]

Should You Buy or Lease a Car?

Should You Buy or Lease a Car?

Tweet For most Americans, the cost of owning a car (or cars) falls second only to maintaining housing expenses. Generally, you’re left with either buying a vehicle (new or used) or leasing. While leasing is often considered the most expensive decision over time, there are many happy drivers who wouldn’t think of buying a car. […]

you need a budget review

10 Ways Keeping a Budget Can Improve Your Finances

Tweet In simplest terms, a personal monthly budget is a way to account for your money that compares your bills and expenses with your income. Some people create detailed spreadsheets to track every dollar that comes in and goes out while others keep a very high level budget that doesn’t go into as much detail. […]

What New College Students Need to Know About Money

What New College Students Need to Know About Money

Tweet Most new college students enter into higher education with their eyes wide open. It’s a milestone in life and for most, it’s the first time to really set out on their own. Unfortunately, there isn’t much financial education to go along with this transition into adulthood and that can spell trouble. There are a […]