Can You Afford to Have Kids in This Economy?

Family

Tweet Having children is a thought many couples are thrilled to share. They picture their wonderful family, fully equipped with 2.5 children and a Labrador or Golden retriever, and a nice home in a quiet neighborhood. Unfortunately, that aspect of the American dream isn’t as picture-perfect as it once was ‒ nor is it as […]

Money as a Relationship Builder

you need a budget review

Tweet You’ve probably heard it before but I’m here to say it again.  Bickering over money is ranked as the number one reason the majority of couples fight within their relationships and marriage.  To be honest, this statistic does not surprise me at all.  Whether it’s fighting over how to spend money or how to manage personal […]

The High Cost of Immediate Gratification

Tweet What a rush to be able to buy whatever you want whenever you want it! Instead of shopping around or waiting for the price to drop significantly, you pull out your trusty credit card and purchase your item that day. You walk into the store, select the item that you want and walk out […]

10 Ways to Simplify Your Finances

money

Tweet People can have several bills to pay each month. They will have the mortgage, the electric bill, the water bill, the gas bill, their auto insurance bill, their cell phone bills and the list goes on. There can even be times when a bill is missed and the payment is late. This can be […]

How to Keep Your Vacation Costs Down

Brazilian Vacation Taxes

Tweet You know what it feels like to return from vacation. You feel rested, rejuvenated, even eager to get back to your old routine and to see your friends and co-workers once again. That’s why it’s so important to take time off and see a part of the world that you never visited before. It […]

Avoid These Warning Signs When Looking for a Financial Advisor

Tweet Not everyone has the time or “know-how” to manage their money on their own.  That’s why personal financial advisers, and other financial professionals exist.  That’s why many people hire a CPA to do their taxes. But before you hand over all your assets to an advisor, you should be aware of some common red flags. […]

Fight the Urge to Splurge

tight-budget-wallet

Tweet You’ve been prudent and created a budget.  Every cent is accounted for.  Things are looking good.  Then WHAM, your savings and budget are annihilated because of your latest splurge.  Does that sound familiar?  I know it does for me.  I mean, it’s fun for a moment, then you realize what you’ve just done to your personal […]

It Might Be Time to Trade-In Your Used Car

buying a car

Tweet Personal finance gurus have always talked about the value of buying used instead of new cars, and for good reason. For the better part of two decades vehicles would depreciate at a fairly rapid rate and buying even a very slightly used car could save you thousands. So it made sense to let the […]

How to Avoid Fights About Money in Marriage

Wedding day

Tweet Getting married is a significant life change that offers a lot of new challenges. It probably goes without saying, but money is one of the hot-button issues in any marriage. Two people never have identical outlooks on money and reconciling those differences can lead to some nasty arguments. So it is in your best […]