All Entries in the "Polls" Category
Poll: Do You Use a Bank or a Credit Union?
There are a lot of options out there when it comes to banking and everyone wants your money. From community banks to national banks, there is something for almost everyone. But even if you don’t want to use a bank, most people have the option to turn to a credit union. Both credit unions and [...]
Poll: Have You Refinanced Your Mortgage Recently?
I’m sure you’ve already heard the news, but mortgage rates are down significantly over the past year or so. Many people are talking about getting into a fixed mortgage with rates under 5%. That’s pretty significant when you consider that just a few years ago most people were getting 30-year fixed loans for anywhere between [...]
Poll: Generation X Feels Unprepared for Long-Term Care Costs. Are You Prepared?
Long-term care, what a depressing topic for old people and who cares, that’s what Medicare is for, right? Well, not so fast. While I’m sure most of us with 25 or more years until retirement aren’t spending a lot of time thinking about health care issues like long-term care, it’s actually a pretty important part [...]
Poll: Has the Market Bottomed Out Yet?
I don’t have to remind everyone how bad the stock market has been over the past year and a half, but the last month has brought some welcome relief. Most major markets have seen 20-25% gains in just a few short weeks making it one of the shortest and strongest rallies since the 1930s. While [...]
Poll: Have You or Do Use Peer-to-Peer Lending Like Lending Club?
You’ve probably heard about peer-to-peer lending before since it is starting to gain in popularity, but it’s still relatively new. Right now, the two major players are Lending Club and Prosper. Right now, Prosper isn’t taking on any new lenders or borrowers while it goes through its quiet period. Lending Club went through the same [...]
Poll: With Interest Rates on Savings and CDs Continuing to Drop, What Are You Doing With Cash?
We’re in quite a situation lately. With mounting layoffs and job losses along with a struggling economy, the importance of having an emergency fund and cash on hand is greater than ever. But at the same time, interest rates on savings vehicles have dropped like a rock. It wasn’t long ago that you could easily [...]
Poll: Have You Pulled Out of the Stock Market?
With the continued bad news surrounding the economy and stock markets tumbling to levels not seen in over a decade, more and more people are getting out of stocks. Whether that’s the right course of action or not, we won’t know for a few years, but in most cases this is about the worst possible [...]
Poll: Have You Had Trouble Getting Approved for Credit or a Loan Recently?
Tight credit continues to be a problem even after billions have been pumped into banks. Banks claim they are lending, but many people are still unable to get a loan. Banks want even more money, but lawmakers are starting to question whether or not they really are lending. Banks claim they are lending, yet consumers [...]
Poll: It’s Tax Time – Are You Getting a Refund or Will You Owe?
It’s already Febuary, so most people have received their tax documents by now. There may be a few stragglers, especially from investment companies, but most of us have everything we need to start thinking about taxes. So, if you’ve started to compile your information, what’s this year look like for you? Are you going to [...]
Poll: With Gas Prices Down Significantly Since Summer, Have Your Driving Habits Changed?
What a difference a few months make. Last summer, we saw a tremendous rise in gas prices putting the average price per gallon in most areas over $4.00. This was a major shock to most people, and those who had long commutes saw their budgets thrown out the window as gas consumed most of their [...]
Poll: With a New Administration Taking Over, How Do You See Your Finances Changing This Year?
It’s inauguration day, and that means we’re out with the old and in with the new. Regardless of which side of the political fence you stand on, there is no escaping the fact that a lot of changes are taking place. For better or for worse, the new administration is faced with some tough decisions [...]
Poll: How Are Your New Year’s Resolutions Going So Far?
With a new year comes new resolutions for many. Some people choose more personal goals such as losing weight, exercising more, or spending more time with the family. Others focus on financial issues such as paying off a credit card or saving/investing more money. Whatever your resolution, it’s easy to stay focused and excited about [...]
Poll: Are You Done With Your Holiday Shopping?
The clock is ticking, and that means time is running out to finish all of your holiday shopping. The malls are already getting extremely busy and it will only get worse the closer we get. Are you someone who always seems to wait until the last minute, or were you prepared this year and got [...]
Poll: Did You Take Advantage of Any Black Friday Sales?
Thanksgiving has come and gone, and that means the holiday shopping season is now in full gear. Most stores like to have some major sales on the following Friday, and this year was no different. Stores opened as early as midnight in some places, and others had deals so hot there were people camped outside [...]
Poll: Are You Noticing Any Cutbacks at Your Job?
With the economy in recession, the stock market down, and companies trying to turn a profit, a lot of employers have started to cut back. For some, it might mean eliminating the company Christmas party, while other companies are making massive layoffs or cutting pay. I’ve noticed a few things getting cut from our regular [...]
