Did you file your taxes on time? I hope so, because if you’re expecting the tax rebate check to arrive, you must file a return. You can still file late with an extension, but you won’t receive the rebate check until later this year instead of by the standard schedule that begins mailing checks out in May. And why not put a dent in those taxes by picking up $25 for absolutely free!
That being said, it is nice to have another tax season behind us. Whether you owed money, or received a refund this year, make sure you use this time to prepare for next April. Careful planning now can ensure you maximize both your tax savings, and keeping as much money out of Uncle Sam’s hands as possible.
Oh, and by the way, did anyone else in the Midwest feel the earthquake this morning? I woke up, felt what seemed like a truck driving by, and fell right back asleep. I didn’t think anything of it. Then I woke up and heard the news talking about a 5.2 magnitude quake in southern Indiana. It wasn’t very exciting, but it is certainly not a common event around these parts. Anyway, enjoy the links from the past week.
Things to Consider Before Buying a Home – Are you looking to buy a new home? That’s great, but make sure you take the time to understand all of the pros and cons, and what it will actually cost.
Are American Kids Stupid About Personal Finance? – Stupid is a strong word, but brip blap brings up a good point and references a survey that aims to determine whether or not that is the case. What do you think?
Money Does Buy Happiness – You know how the old saying goes, but Lazy Man points us to an article that may just prove otherwise. I don’t know, I think I’d be happier with a few extra dollars in my pocket. Money isn’t everything, but it is something.
Five Frugal Tips for Kitchen Remodeling – This is a timely post for us since we have been tossing around the idea of doing some remodeling in our kitchen. These tips should come in handy.
The Good and Bad of Lower Interest Rates – Lower interest rates are good in many aspects, but bad in others. Lower interest on debts is great, but earning less money on your savings isn’t so good.
20 Ways to Earn More and Spend Less – In order to become a frugal capitalist, you need to learn how to spend less money while finding ways to earn more money. SVB gives us 20 great tips.
Are You Missing Some Money? – You may not even know it, but there could be money out there just waiting to be collected. I found a few bucks in the past by using one of the missing money sites, so I know it can work. My Dollar Plan highlights some of your options to find this missing money.
New Car Every 10 Years or Used Car Every 5? – This is a good question. The results are interesting, and I still think that buying used is always the way to go. Even if it is just a year old, you are dodging a large portion of that initial depreciation.
PowerShares Launched Four Active ETFs – Active ETFs have been in the news quite a bit lately. While ETFs have always been just passive investment products, they are now entering the same realm as many mutual funds. It will be interesting to see where this is headed.
10 Things to Do With Your Tax Refund – If you’re one of those taxpayers receiving a refund, you may want some idea of how to use it. Nickel has a list of 10 good suggestions that can put your money to work.
Choosing the Right College Savings Plan – If you’re overwhelmed with all of the options for college savings, this post can help you determine what is most important, and what plan would probably be best.
How Kids Can Make Money When They Are Young – It is almost never too young to begin educating your children about money, so Ryan at Millionaire Money Habits has some suggestions you might be able to use to help your kids start making money at an early age.
The Future of Lending Club: Will They Thrive or Crash and Burn? – There has been a lot of discussion surrounding the latest actions over at Lending Club, and Cash Money Life has done a detailed analysis of what is going on, and what the possible outcomes may be.
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Filed Under: Friday Finance Findings
About the Author: Jeremy Vohwinkle is a Chartered Retirement Planning Counselor® and spent a few years working as a financial planner. Today, he helps people make the most of their money by writing about personal finance here and elsewhere on the web. Jeremy is also Coach at Adaptu and a regular contributor for other publications such as Intuit, and American Express. Be sure to follow Jeremy on Twitter or Google+.