Another week gone by, and another week without the baby. We were really expecting her last week at the latest. Oh well, the doctor said she has to come out one way or the other next week, so there better be a change in status next Friday!
I also want to announce the winners of this week’s TurboTax contest. I’ll send the winners a quick email shortly, but otherwise you can expect to hear from someone at Intuit or their PR department directly to receive your TurboTax code via email. Thanks for everyone who entered, and may you make it through tax season without owing Uncle Sam too much! The two winners are:
- Hugh via newsletter subscription.
- QL girl via comment left on the contest page.
Thanks again, and your winning codes should arrive later today. And with that, it’s time for the links.
Irrational Pessimism? – Just as we saw irrational exuberance in the 90s, is it fair to say we’re seeing irrational pessimism today? I think there might be something to this. Granted, there is a lot of bad news these days, but have people taken it too far?
Lending Club Introduces Self-Directed IRA in Peer-to-Peer Lending – Sun takes a first look at Lending Club’s new IRA option. I just heard about this yesterday and this is a good summary of what it is, what it can do, and whether or not it might make sense for you.
Tax Deductions for the Self Employed – This was the first year we really got to take advantage of self-employment tax deductions so I became quite familiar with this list over the past few weeks. Owning a business is one of the best tax breaks around, so make sure you’re taking advantage fo it.
Hire Me! Will Work For Minimum Wage: From Wall Street To Pizza Delivery – If you lost your job, would you work for minimum wage? Unfortunately, this is becoming more and more likely these days. Here is an interesting story about someone earning good money on Wall St. to making a couple bucks an hour delivering pizza.
10 Personal Finance Applications – Looking for ways to manage your money? Here are 10 great options. Whether it’s keeping a budget on your mobile phone or using a full finance suite on your home computer, there are a number of tools you can use to make the most of your money.
Money’s 7 New Rules of Financial Security (Part 1) – Some say the rules have changed during this financial crisis. I’m not sure I agree. I think the rules have just become painfully apparent, and people sort of brushed some basics aside while the economy was was strong. These basics will always hold true to some degree.
Internet Job Boards – Wasted Effort? – Do internet job sites work? I can’t speak for employers who post their positions online, but I can say that my last two jobs were obtained through online job sites. In one situation I was actually called by a recruiter, and another job I found and actually got by using Career Builder. For me, this wasn’t a waste of time. Although, this was a number of years ago, so things may have changed.
Self Employed Health Insurance Options – Health insurance in this country is largely provided by employers, so what happens if you work for yourself? Well, it looks like you either need to have a working spouse with a health plan or pony up for your own coverage, which isn’t cheap. Here are some tips and options you can consider if you’re self-employed.
What To Do With Tax Refund Check? – Tax refunds are starting to come in, so what are you doing with yours? Hopefully it’s going to be put to good use and not spent as if it were found money. Jeff Rose has a few suggestions for where to put your refund.
Emergency Funds for Losing Your Job – One of the main reasons to have an emergency fund is in the event of a job loss. Losing income can be a financial killer, so having a safety net to get you buy for a few months can be your saving grace. Learn more about creating an emergency fund.
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Filed Under: Friday Finance Findings
About the Author: Jeremy Vohwinkle is a Chartered Retirement Planning Counselor® and spent a few years working as a financial planner. Today, he helps people make the most of their money by writing about personal finance here and elsewhere on the web. Jeremy is also Coach at Adaptu and a regular contributor for other publications such as Intuit, and American Express. Be sure to follow Jeremy on Twitter or Google+.