September is rapidly coming to a close, and October is coming in strong. I am really not looking forward to October because it is my busiest month of the year. It is benefits fair time, and that means hundreds of miles of additional driving, weeks of waking up at 3am just to get to a location before 5, and countless seminars to speak at. Throw in two weddings, a couple parties, and some football, and I’ll be ready for a November vacation.
So, I’m going to use this last September weekend to relax and prepare for a busy month, but you should take a look at these articles from the past week. You might learn something.
What is a Traditional IRA and Who Should Have One? – Earlier this week I covered a common question people have regarding traditional IRAs and who they are most beneficial for.
12 Investing Mistakes I’ve Made – Actually, these are 12 mistakes that Pinyo–a guest poster at Get Rich Slowly has made–but I must admit, I’ve made plenty of these mistakes as well. Most of them are very easy things to fix too.
HSBC Dropped Online Savings Rate – It comes as no surprise that HSBC, as well as most of the other online savings providers have dropped their interest rates to coincide with the Fed rate cut. Some have dropped more than others, and it is a bit early to tell who will win out. For me, I’m not too concerned with the $25 or $30 difference the rate change may make over the course of the year. It almost isn’t worth that much for the hassle of opening a new account.
Thoughts on Maxed Out – If you haven’t seen it already, it is worth checking out. MBH takes a quick look at the show and highlights some key points. The bottom line is that it is incredibly easy for debt to get out of control and it isn’t always easy to dig your way out.
Want More Real Estate? A Radical Way to Increase Yard Space – Who doesn’t want more yard space? Well, if you’re like me and that means even more lawn to mow, then I don’t. While this isn’t a physical increase in space, it can lead to a “larger” yard.
Save Money on the Web – That’s right, there is more to the internet tubes than porn and gambling. You can actually use it to save money. The Lazy Man provides some great resources to begin your quest to save money on the web.
8 Personal Finance Lessons I Learned From Monopoly – I have to admit, Monopoly is one of my favorite board games ever. I even helped a lady a few years ago sell a rare antique edition of the game on eBay for nearly $10,000. Jim has learned many lessons from Monopoly, and I’m sure others have as well.
How to Deal With a 401(k) Plan That Sucks – Let’s face it, not all employer sponsored retirement plans are great. Some don’t offer a match while others just have horrible investment choices. Advanced Personal Finance provides some tips to help you out when your 401(k) sucks.
Five Tips for Managing Your Money on the Go – Most of us have become increasingly mobile over the years, and the ability to monitor and manage your finances while on the go is important. Nickel has some great tips to get you started in manging your money with mobility.
Where Exactly is the Pressure to Spend? – Are you trying to keep up with the neighbors? Is it commercialization? There are many ideas regarding where the pressure to spend money comes from, and Golb spends plenty of time examining the different thoughts on the subject.
20 Reasons Your Job is Like a High School Relationship – That’s right–your job can be compared to those early relationships you once had. While there may be similarities, you may not want to try and reach third base with your boss after a company outing.
Ask for More Money When Offered a Job – Seriously, do it, because it often works. Obviously there is a sense of doubt that if you ask for more money, you’ll end up not getting the job, but salary is almost always negotiable. During my last interview I ended up with 7% over the initial offer. Not a huge amount, but all I had to do was ask.
Five Things I’ll Pay More For – Some things really are worth paying more for. StopBuyingCrap compiles a list of things that they will pay more for, and a list of things not worth the extra money. I have to pretty much agree with the list.
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Filed Under: Friday Finance Findings
About the Author: Jeremy Vohwinkle is a Chartered Retirement Planning Counselor® and spent a few years working as a financial planner. Today, he helps people make the most of their money by writing about personal finance here and elsewhere on the web. Jeremy is also Coach at Adaptu and a regular contributor for other publications such as Intuit, and American Express. Be sure to follow Jeremy on Twitter or Google+.