January 12th Friday Five

As always there were some great articles this week from across the personal finance world. Some of my favorites are:

Should You Contribute To 401(k) or Pay Off Debt? – Tricia ponders the options and asks readers for their thoughts. This is definitely a topic I will be covering here in the future.

So How Bad Is Dollar Cost Averaging? – The Sun does a little research to find out how DCA does compared to lump-sum investing.

16 Ways Being Disorganized Can Cost You Money – MBH outlines sixteen ways you are throwing money out the window simply by being disorganized.

I Make $6.50 an Hour – Am I Poor? – J.D. at Get Rich Slowly uncovers an MSN article about someone who went from a comfortable life to just barely getting by.

Why Dave Ramsey’s Drive Free Theory May Be Flawed OR Why Get Rich Slowly May Never Get To Drive Free - Money Matter and More Musings plays a little Devil’s Advocate on Dave Ramsey’s theory and J.D.’s take on it.

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About the Author: Jeremy Vohwinkle is a Chartered Retirement Planning Counselor® and spent a few years working as a financial planner. Today, he helps people make the most of their money by writing about personal finance here and About.com. Jeremy is also Coach at Adaptu and a regular contributor for other publications such as Intuit, and American Express. Be sure to follow Jeremy on Twitter or Google+.