Saving Too Much For Retirement? Is It Really Possible?

Retirement Sign

Conventional wisdom tells us it’s impossible to be saving too much for retirement, but is this really true? We’ve been hearing about the need to save more for retirement, and for good reason. Ask many of the Baby Boomers who are getting ready to retire and you’ll find that many of them have come to […]

Starting Over Fresh as a Business Owner in Your Later Years

start a business

Something remarkable happens the longer you stay in the same business field and work for the same company.  You begin to see alternative ways of doing things that your employer  doesn’t see or is unwilling to take a risk on. Eventually, you may decide it’s time to strike out on your own. And, if the […]

Free Stuff On Your Birthday

free stuff on your birthday

The Top Ten Freebies You Can Score on Your Birthday This Year Happy Birthday!  Yes, we all hear this on our own special day but how many of us really indulge because of the occasion?  What if I told you that you could score all sorts of free stuff on your birthday just by signing […]

How To Throw a Moroccan Theme Party

moroccan theme party

How to Throw an Authentic Moroccan Themed Party on a Budget Everyone loves a good party. We have talked about tailgate parties and Super Bowl parties in the past here on Gen X, now it is time for a theme party. Morocco is a curious blend of sights, sounds and smells. From the mystique of its […]

I Lost My Job Now What?

i lost my job now what

Restarting Your Life You Lost Your Job If you find that you are asking yourself “I lost my job now what?” you have come to the right place. Although you didn’t plan it, you’ve lost your job and suddenly are faced with the prospect of starting over in your career or finding a completely new […]

How to Make a Will

using a will

How to Make a Will In 11 Steps While it may seem much easier just to let the legal system divvy up your funds (joke intended), more often than not, the assets wind up in probate and eventually claimed by an estate company or probate courts, which can turn into a nightmare. This can mean […]

403b Loan – How to Borrow Money From Your Retirement Plan

403b loan

During my years as a financial advisor and retirement planning consultant, one of the most common complaints I received from people was about being able to take money out of their employer-sponsored retirement plans such as a 401k or 403b. For more on what the 403b is check this out. They insisted that it’s their […]

Find the Best CD Rates for Investing Your Money

We have talked a lot about 401k’s and rolling over your employer-sponsored 401k into a either a traditional IRA, or a Roth IRA account when you leave your employer. While IRAs offer several tax benefits, there are reasons you might consider depositing those funds into a Certificate of Deposit (CD). What is a Certificate of Deposit […]

What is a 403b Plan?

403b

Most people have heard of a 401k plan, and it’s often a topic of discussion in the news and around water coolers in many offices, but what is a 403b plan? The IRS created the 403b as a tax-deferred retirement plan for members of public education organizations, some non-profit organizations, cooperative hospital service organizations, and […]

How To Buy Stocks

how to buy stocks

We all need to be investing toward our future. There are many different types of investments you can look at, don’t forget to invest in yourself, but the stock market can be one of best for many of us. When you first start out investing in stocks it can seem daunting and complex, but you […]