I receive a number of emails each week from readers and I try to answer all of them the best I can, but occasionally I get questions from multiple people that ask the same thing. In those situations I like to address the question as a post which can hopefully help others who probably have [...]
The Downsides of Investing in Gold May Outweigh the Benefits Early May has shown the price of gold reach record levels, mostly due to continued reports regarding Greece’s financial situation. In capricious times of change economists have always recommended investing in gold due to its reputation for being able to weather the storm and come [...]
Saving Money With Coupons is Easy if You Know Where to Look Let’s face it. We could all stand to have a little more money in the bank. Grocery shopping, although necessary, can be a big budget buster. Without careful planning, a trip to pick up “essentials” can wind up costing a small fortune. Rather [...]
Save Money When Back to School Shopping Back to school normally means a shopping trip that can quickly overtax your wallet. This single shopping excursion can have a major impact on your budget if it gets out of hand. There are a few ways to save money and still provide your children with the experience [...]
Calculating How Much Money You Need for Retirement Every so often I receive questions from readers. I try to answer them all directly, but occasionally a question comes up that is very broad and is one that more people are thinking about but not asking. Everybody wants to know how much they should be saving [...]
As a Chartered Retirement Planning Counselor and someone who deals specifically with retirement issues I spend a lot of time helping participants with their retirement plans. One of the most common reasons participants would meet with me is because they say need money and they are looking to take it out of their retirement plan. [...]
I consider myself a lifetime learner. Maybe that is one of the reasons why I feel compelled to read anything I can get my hands on. My past experience as a book reviewer for an arts and entertainment magazine put me into contact with nearly every publishing house in the United States. I will be [...]
Who says you can’t have fun unless you spend money? Here at Generation X Finance, we are full of suggestions on how to stretch your dollars further. Summer vacations are no exception. If you can’t afford to take the kids to Disney World this year, why not opt to find a more frugal type of [...]
It’s been a while since posting a roundup of great finance links, but things have been pretty busy around here. Between trying to get the new website design launched, a funeral, having guests over, and preparing for a new baby in just 24 days it’s been a little hectic. By the way, if you are [...]
Flexible Spending Accounts Provide an Easy Way to Save Money and Pay for Health Care Expenses One unfortunate result of rising costs associated with health care and health insurance is that employers are now looking for ways to trim employee health benefits. This usually includes increasing co-pays, out-pocket-costs, and deductibles. The good news is that [...]
If you’ve been listening to the media lately you may have heard something about the Hindenburg Omen. It sounds kind of ominous, and I guess it should because it predicts a severe market crash. The Omen has been behind every market crash since 1987, but significant stock-market declines have followed only 25% of the time. So [...]