The Power of Starting Small, How to Start Saving Money

stretching-money

After being in the personal finance business for close to ten years I’ve been asked a lot of questions. But there’s one thing that comes up more often than anything else. People always ask how to start saving money, how to start investing money, or how to start paying off debt if they don’t have […]

Wally App Review, Personal Finance App

wally app

The first step to reigning in your finances is keeping track of what you spend.  Experts used to recommend writing down expenditures, or using some sort of setting goals worksheet but with technology being as advanced as it is today, cash logs are quickly becoming a thing of the past.  Mobile apps are readily accessible […]

What is a Good Credit Score?

what is a good credit score

An established credit history and credit score often stands between potential home or car buyers and their dream. But what is a good credit score? What exactly is a credit score? What makes a credit score “good?” How to improve your credit score? If you’re new to building credit there are a few things you need […]

Teaching Kids About Money: How to Go About It the Right Way

teaching kids about money

There are so many things we have to teach our children but one that is often overlooked in today’s world is teaching kids about money. Unless your child has a large trust fund in their name or some other financial windfall heading there way they will need to learn about personal finance. The earlier you […]

How to Start Your Own Business With No Money

start a business

Ever wondered how to start your own business with no money, or very little money? The cost of starting a business can be astronomical but it does not have to be. Looking back on some of the other articles covered here, like how to start your own business and how to start a business with no […]

How Often Should You Check Your Credit Score

Credit History and Credit Score

You have probably heard about the importance of your credit score and credit history, and may have even shrugged it off, but there are a number of reasons to check both. First you need to know what’s a good credit score. Then you know that the better your credit score, the better your chances of being approved […]

Maximum 401k Contribution for 2013

maximum 401k contribution 2013

  Good news, the IRS has raised the 401K plan limits for 2013. The 2013 maximum 401K Contribution So the 2013 maximum 401K contribution is  now $17,500. This allows you to invest more into your 401K than in previous years. The new contribution limit also applies to the Roth 401K’s, 457 B plans, and 403 B plans. Although the […]

How to Kick Your Bad Money Habits

bad money habits

  Have you ever had to say I’m Broke? Well if you have this is for you. You’ve got money problems and you can’t figure how to crawl out of the hole you’ve dug for yourself.  The bills keep stacking up and try as you might to pay things off, your bank account is going […]

Crowdfunding Websites

crowdfunding sites

So you have all the characteristics of an entrepreneur and you are determined to start your own business if it kills you. You take a lot of time in writing a business plan that will blow people away. Now comes to the money part of it. You have rulled out bootstrapping your startup and you need money now. Depending […]

Is Life Insurance Through Your Employer Worth It?

Insurance

Life insurance tends to be pretty low on the list of financial priorities for most people, but it really shouldn’t be. If you’re married or have young children, life insurance is one of the most important things to have if others depend on you. What kind of financial hardship would your family be in if […]