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  • The Encyclopedia of Cheap Travel Book

    The Encyclopedia of Cheap Travel Book

    I dream of being the female Anthony Bourdain. I picture myself jetsetting across the world in search of culinary delights and colorful people. My skills as a travel writer need polishing but I am in a place in my life where I can be mobile. My soul yearns for adventure. My budget, however, makes me [...]

  • Best Credit Cards to Use During the Holiday Shopping Season

    Best Credit Cards to Use During the Holiday Shopping Season

    The holiday season is a source of financial stress for many households. As gifts for kids and adults become increasingly tech oriented, the price tags on the season’s hottest and most popular gifts only continue to rise, putting greater strain on already tight budgets. While turning to credit cards to make holiday purchases isn’t the [...]

  • 7 Ways to Reduce Your Holiday Travel Costs

    7 Ways to Reduce Your Holiday Travel Costs

    With the holidays upon us, travel is probably on your mind or you may already be in the middle of your holiday travels. You may have family in another state or country or may finally have time off from work to actually take a vacation. No matter what the reason, you’ll want to get to [...]

  • 6 Funds To Hedge Against a Recession

    6 Funds To Hedge Against a Recession

    The word recession has investors searching for safe investments until the market rebounds. Just take a look at how the market has reacted recently. Investors want the maximum yield with the least risk involved. Luckily, options are available for investors to weather the storm until the economy improves. Mutual or index funds are a collection [...]

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  • Investing

  • Mutual Fund Fees for Beginners – Loads, Expense Ratios, and Share Classes

    Mutual Fund Fees for Beginners – Loads, Expense Ratios, and Share Classes

    Mutual funds are one of the most common investment tools for the average investor. You’ll find them in your 401(k) plan, in your IRA, and everywhere in-between. Mutual funds are popular for good reason. They provide instant diversification without requiring a lot of money. Instead of having to pick all of the individual stocks you [...]

  • 6 Funds To Hedge Against a Recession

    6 Funds To Hedge Against a Recession

    The word recession has investors searching for safe investments until the market rebounds. Just take a look at how the market has reacted recently. Investors want the maximum yield with the least risk involved. Luckily, options are available for investors to weather the storm until the economy improves. Mutual or index funds are a collection [...]

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  • Retirement

  • It’s Not Too Late to Max Out Your 2011 IRA Contribution in 2012

    It’s Not Too Late to Max Out Your 2011 IRA Contribution in 2012

    Max Out Your 2011 IRA in 2012 The calendar may have flipped to the new year, which means most tax tricks, tips, and deductions have closed the book on last year’s taxes, but that isn’t the case for your IRAs. Individual Retirement Accounts are unique in that they give you up until when you file [...]

  • 5 Reasons to Not Borrow From 401k

    5 Reasons to Not Borrow From 401k

    You won’t believe what I’ve been hearing at work lately.  Fellow employees are taking out loans against their 401k accounts and borrowing money!  I don’t know if there are people out there giving advice to do this, but it’s probably one of the worst ideas I’ve ever heard of.  In fact, I would peg it [...]

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