Comments on: Poll: Have You Refinanced Your Mortgage Recently? http://genxfinance.com/poll-have-you-refinanced-your-mortgage-recently/ Helping a unique generation achieve financial independence. Fri, 25 May 2012 01:44:43 +0000 hourly 1 http://wordpress.org/?v=3.3.2 By: Bolo http://genxfinance.com/poll-have-you-refinanced-your-mortgage-recently/comment-page-1/#comment-119797 Bolo Mon, 04 May 2009 19:34:58 +0000 http://genxfinance.com/?p=1520#comment-119797 Rates nowadays are ridiculously low but I wonder if I should take to refinance or take advantage of the deals now before they rise up again. Rates nowadays are ridiculously low but I wonder if I should take to refinance or take advantage of the deals now before they rise up again.

]]> By: Shadox http://genxfinance.com/poll-have-you-refinanced-your-mortgage-recently/comment-page-1/#comment-118796 Shadox Mon, 27 Apr 2009 03:13:46 +0000 http://genxfinance.com/?p=1520#comment-118796 We are renting - and with the job market being what it is right now, I don't think we'll be buying any time soon. Also, real estate prices in our town have barely budged, meaning that they are still completely unaffordable. We are renting – and with the job market being what it is right now, I don’t think we’ll be buying any time soon. Also, real estate prices in our town have barely budged, meaning that they are still completely unaffordable.

]]> By: Bill Burns http://genxfinance.com/poll-have-you-refinanced-your-mortgage-recently/comment-page-1/#comment-118786 Bill Burns Sun, 26 Apr 2009 23:57:18 +0000 http://genxfinance.com/?p=1520#comment-118786 Guess what the motgage people fail to fully explain. The beginnings years of a mortgage are hugely expensive. In the first years of any 30 yr loan, for every dollar you send your lender 80 cents or more go to interest. Weigh these costs carefully when looking at a refi. I know I used to work for big mortgage companies and we loved refis for more reasons that you know. There is new banking technology that emmpowers people to kill a mortgage completely 2 to 3 times faster. Its ownership not loanership that should be your focus. Bill Burns 888-410-7566 I'll tell you what your bank doesn't fully explain to anyone. Guess what the motgage people fail to fully explain. The beginnings years of a mortgage are hugely expensive. In the first years of any 30 yr loan, for every dollar you send your lender 80 cents or more go to interest.

Weigh these costs carefully when looking at a refi. I know I used to work for big mortgage companies and we loved refis for more reasons that you know.

There is new banking technology that emmpowers people to kill a mortgage completely 2 to 3 times faster. Its ownership not loanership that should be your focus.

Bill Burns
888-410-7566

I’ll tell you what your bank doesn’t fully explain to anyone.

]]> By: Diana http://genxfinance.com/poll-have-you-refinanced-your-mortgage-recently/comment-page-1/#comment-118410 Diana Thu, 23 Apr 2009 20:03:50 +0000 http://genxfinance.com/?p=1520#comment-118410 I've heard so many people talking about no-cost or low cost refi or loan modifications but our credit union hasn't came up with anything similar. We are not qualified for any of the new gov programs either because our loan is not owned by Freddie or Fannie. *Sigh* I’ve heard so many people talking about no-cost or low cost refi or loan modifications but our credit union hasn’t came up with anything similar. We are not qualified for any of the new gov programs either because our loan is not owned by Freddie or Fannie. *Sigh*

]]> By: Miranda http://genxfinance.com/poll-have-you-refinanced-your-mortgage-recently/comment-page-1/#comment-118378 Miranda Thu, 23 Apr 2009 14:44:47 +0000 http://genxfinance.com/?p=1520#comment-118378 We're looking into it as well. The rates are great, and we figure if we can refi into a 15-year mortgage, we'd be in even better shape. The rate is so much lower, and we've made enough headway since buying the home, that a 15-year mortgage payment would be only $100 more per month than what we pay now on our 30 year. We’re looking into it as well. The rates are great, and we figure if we can refi into a 15-year mortgage, we’d be in even better shape. The rate is so much lower, and we’ve made enough headway since buying the home, that a 15-year mortgage payment would be only $100 more per month than what we pay now on our 30 year.

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