As economic times get tougher for some, I wonder what effect this has on how much people are able to save. Are you finding that you are able to save more this year? Less? The same amount? In addition to your relative savings amount, has your saving priorities changed? For example, has your focus shifted to retirement savings as opposed to an emergency fund? Or maybe you’re trying to save up for a new house now that real estate is beginning to come down.
I also want to remind everyone that you still have some time left today to enter the SmartyPig gift card giveaway. I have two $50 SmartyPig gift cards that I’ll be giving away to a few random comments tonight. This extra money could be a good way to jump start your savings. You have until 9 p.m. EST tonight, so enter now!
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About the Author: Jeremy Vohwinkle is a Chartered Retirement Planning Counselor® and spent a few years working as a financial planner. Today, he helps people make the most of their money by writing about personal finance here and elsewhere on the web. Jeremy is also Coach at Adaptu and a regular contributor for other publications such as Intuit, and American Express. Be sure to follow Jeremy on Twitter or Google+.