http://genxfinance.com/poll-with-the-latest-market-slide-what-changes-are-you-making-to-your-portfolio/ Helping a unique generation achieve financial independence. Fri, 10 Feb 2012 01:03:00 +0000 hourly 1 http://wordpress.org/?v=3.3.1 http://genxfinance.com/poll-with-the-latest-market-slide-what-changes-are-you-making-to-your-portfolio/comment-page-1/#comment-140595 Robert S. Thu, 19 Aug 2010 03:47:39 +0000 http://genxfinance.com/2007/08/16/poll-with-the-latest-market-slide-what-changes-are-you-making-to-your-portfolio/#comment-140595 Well, I've been fully invested in the stock market for 11 years, I've used a paid advisor for most of the time and I have yet to make a return on my investments. I've been up at times but mostly down over the past 10 years. Now, I'm reading they're talking about another lost decade going forward? So, I've taken a more proactive approach to investing and switched to predominantly bond funds. The life of the bond funds collectively have been over 8 percent over the last ten years. The stock market over the last then years has been 0%. To all of the people that say "stay the course" and "buy, buy, buy" I have to say, go back to your investment jobs and stop trying to give bad advice. If I had invested in bonds early on I'd have more than doubled what I have in my current portfolio. But, you'll still hear people say, stay in the stock market up to 20 % of your take home pay... I can't help but think I've been a fool all along! Well, I’ve been fully invested in the stock market for 11 years, I’ve used a paid advisor for most of the time and I have yet to make a return on my investments. I’ve been up at times but mostly down over the past 10 years. Now, I’m reading they’re talking about another lost decade going forward? So, I’ve taken a more proactive approach to investing and switched to predominantly bond funds. The life of the bond funds collectively have been over 8 percent over the last ten years. The stock market over the last then years has been 0%. To all of the people that say “stay the course” and “buy, buy, buy” I have to say, go back to your investment jobs and stop trying to give bad advice. If I had invested in bonds early on I’d have more than doubled what I have in my current portfolio. But, you’ll still hear people say, stay in the stock market up to 20 % of your take home pay… I can’t help but think I’ve been a fool all along!

]]> http://genxfinance.com/poll-with-the-latest-market-slide-what-changes-are-you-making-to-your-portfolio/comment-page-1/#comment-19522 Market Flavor Sun, 19 Aug 2007 04:12:21 +0000 http://genxfinance.com/2007/08/16/poll-with-the-latest-market-slide-what-changes-are-you-making-to-your-portfolio/#comment-19522 Like everyone has already said this is a great buying opportunity. But I don't think now is the time to through everything in. I'm putting some in now and waiting to see what the markets next move is. Like everyone has already said this is a great buying opportunity. But I don’t think now is the time to through everything in. I’m putting some in now and waiting to see what the markets next move is.

]]> http://genxfinance.com/poll-with-the-latest-market-slide-what-changes-are-you-making-to-your-portfolio/comment-page-1/#comment-19333 Chief Family Officer Sat, 18 Aug 2007 03:28:31 +0000 http://genxfinance.com/2007/08/16/poll-with-the-latest-market-slide-what-changes-are-you-making-to-your-portfolio/#comment-19333 That's the beauty of dollar cost averaging! That’s the beauty of dollar cost averaging!

]]> http://genxfinance.com/poll-with-the-latest-market-slide-what-changes-are-you-making-to-your-portfolio/comment-page-1/#comment-19234 Jeremy Fri, 17 Aug 2007 15:18:40 +0000 http://genxfinance.com/2007/08/16/poll-with-the-latest-market-slide-what-changes-are-you-making-to-your-portfolio/#comment-19234 I just glad this week is my wife's pay week. Her 457 is a lot heavier in equities than my plans, so we should be getting some good prices this time around. I just glad this week is my wife’s pay week. Her 457 is a lot heavier in equities than my plans, so we should be getting some good prices this time around.

]]> http://genxfinance.com/poll-with-the-latest-market-slide-what-changes-are-you-making-to-your-portfolio/comment-page-1/#comment-19231 rstlne Fri, 17 Aug 2007 15:06:10 +0000 http://genxfinance.com/2007/08/16/poll-with-the-latest-market-slide-what-changes-are-you-making-to-your-portfolio/#comment-19231 I actually made all the changes I was going to make before the correction happened. I cut back on stocks that had gotten overextended and I removed some stocks whose underlying businesses were too close to the subprime mortgage and CDO mess. It looked incredibly foolish doing that at the time when the market was rallying like crazy, but it looks like the right thing to do now. I actually made all the changes I was going to make before the correction happened. I cut back on stocks that had gotten overextended and I removed some stocks whose underlying businesses were too close to the subprime mortgage and CDO mess. It looked incredibly foolish doing that at the time when the market was rallying like crazy, but it looks like the right thing to do now.

]]> http://genxfinance.com/poll-with-the-latest-market-slide-what-changes-are-you-making-to-your-portfolio/comment-page-1/#comment-19223 Alex from Personal Finance Views in the UK Fri, 17 Aug 2007 14:22:16 +0000 http://genxfinance.com/2007/08/16/poll-with-the-latest-market-slide-what-changes-are-you-making-to-your-portfolio/#comment-19223 I'm going with buy and hold, and I'm glad to see most of your other voters agree. Over in the UK we're just as worried about the direction the markets are taking as you are in the US. But it's essential we keep our nerve, or things will just get worse. So fingers crossed and I'm trying not to lose too much sleep over the shrinking value of my pension plans. I’m going with buy and hold, and I’m glad to see most of your other voters agree. Over in the UK we’re just as worried about the direction the markets are taking as you are in the US. But it’s essential we keep our nerve, or things will just get worse. So fingers crossed and I’m trying not to lose too much sleep over the shrinking value of my pension plans.

]]> http://genxfinance.com/poll-with-the-latest-market-slide-what-changes-are-you-making-to-your-portfolio/comment-page-1/#comment-19232 TheZenDollar Fri, 17 Aug 2007 14:10:39 +0000 http://genxfinance.com/2007/08/16/poll-with-the-latest-market-slide-what-changes-are-you-making-to-your-portfolio/#comment-19232 At first I was a little nervous with my allocation, but I made some minor adjustments and will be looking to buy much more in the near future! At first I was a little nervous with my allocation, but I made some minor adjustments and will be looking to buy much more in the near future!

]]> http://genxfinance.com/poll-with-the-latest-market-slide-what-changes-are-you-making-to-your-portfolio/comment-page-1/#comment-19196 plonkee Fri, 17 Aug 2007 09:07:11 +0000 http://genxfinance.com/2007/08/16/poll-with-the-latest-market-slide-what-changes-are-you-making-to-your-portfolio/#comment-19196 If I didn't read personal finance blogs I wouldn't have realised that the US stockmarket was falling and I am far too lazy to change a perfectly good automatic investment system. If I didn’t read personal finance blogs I wouldn’t have realised that the US stockmarket was falling and I am far too lazy to change a perfectly good automatic investment system.

]]> http://genxfinance.com/poll-with-the-latest-market-slide-what-changes-are-you-making-to-your-portfolio/comment-page-1/#comment-19182 Golbguru Fri, 17 Aug 2007 06:28:14 +0000 http://genxfinance.com/2007/08/16/poll-with-the-latest-market-slide-what-changes-are-you-making-to-your-portfolio/#comment-19182 It's a good window for me to reduce my cash holding in favor of stocks. I am buying. :) It’s a good window for me to reduce my cash holding in favor of stocks. I am buying.

]]> http://genxfinance.com/poll-with-the-latest-market-slide-what-changes-are-you-making-to-your-portfolio/comment-page-1/#comment-19160 MoneyNing Fri, 17 Aug 2007 04:02:24 +0000 http://genxfinance.com/2007/08/16/poll-with-the-latest-market-slide-what-changes-are-you-making-to-your-portfolio/#comment-19160 I'm buying for sure. I’m buying for sure.

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