Comments on: Reader Question: I Can’t Pay My Bills! What Bills Should I Pay First?

By: lmangan27

lmangan27 — Wed, 01 Feb 2012 10:38:32 +0000

i been living by my self for a long time,,,every time i lose my job, the thing got me so worry it my bank account,every time you dont have enough money and your bills is taking your money at your bank account. the bank is charging you so much for the over draft…..now got layoff again,, i went all the way to a 1000 boxs over draft,,i try to apply an unplyment money but i cant even hardly get it,,its like it is too hard to apply,

living by your self with out any one help you especially if you dont have a family around you,,is the hard thing ever,,you guys are lucky..you have a family you can ask for help,,me i dont have a family,,,just me….sometime i just wanna run away ,but i make my self to be strong person and just pray because believing in god and think positive its not bad right,,,sometime i just wanna cry….

By: lmangan27

lmangan27 — Wed, 01 Feb 2012 10:36:03 +0000

By: J Nutter

J Nutter — Sun, 14 Aug 2011 20:46:14 +0000

I have been on unemployment for a year & a half. I have maintained most bills because I started working with a debt management company before things started decreasing. So now I am still not working and my cell phone bill has become a huge issue, they let me keep it cut off for 180 days, although they turned it back on for 3 days after 60 days and charged me $82.. I had other family members on the plan, a13 yo and my son also unemployed. They refuse to let me out of my contract, won’t even let me combine all contracts into one, actually just ignore the fact that I am in arrears, just keep racking up charges on phones not being used. What can I do?

By: Jean Marie Davis

Jean Marie Davis — Fri, 17 Jun 2011 13:55:04 +0000

Did you know even if you pay your rent and can’t pay your water bill , light bill or even your gas bill because you don’t have the money to pay these bill that you are living in a health hazardous by not having utilities!

By: Simple Me

Simple Me — Sun, 27 Mar 2011 10:09:15 +0000

that is the same problem im having.. worst of it.. the old house i lived int 6 years ago, must of been using water under my name? cause now.. i have to pay for MONTHS i didnt even live in there? and i had called to cancel the water in that house before i moved out? now i need to pay 1,600 ? how is that?!!

By: TDK8

TDK8 — Thu, 29 Jul 2010 04:57:07 +0000

Ok, im stable right now. but if it were to ever come to it. my first priority is my car, because without it I would end up losing my job. which will result in me losing my home and everything else. I would just live with a friend while i plan something out for the time being. This makes sense, if i put house, utilities first, i would lose my car and everything goes with that a month later. Glad im good though, good luck to the rest.

By: Diane

Diane — Tue, 06 Apr 2010 16:57:29 +0000

I believe that since each one of us has a unique situation, we will also have a different order of priorities so just be practical when deciding the most important bills to pay. I read some very good ideas on this site already. There are some things you can be flexible on and that one is food. Depending on where you live, search out food pantries at churches to go everyweek. Stretch the food and use creative dishes to do this. It works. I do it. The electicity bill also can be controlled with not having lights on when you don’t need them, unplugging the tv, computer, appliances etc at night because they take up juice even when not on. Choose between a cell phone or a house phone. If you can’t pay your credit cards and the interest keeps building…go to a nonprofit credit counseling group that will act as the middle man to talk to the creditors, get your interest rate significantly down, and you end up paying one monthly payment that the group disperses a little of it to each creditor. I did that for four years and finally I was debtfree. I had to give up my car when the lease was over because I had to face it that I could no longer afford it. If I am late with my payments now, I call and sometimes they waive the fee. I use a bus to get groceries, go to doctor etc. If you have children that are old enough to work, they need to contribute financially to the household, it is only fair and necessary to avoid losing a roof over your head. If you have a house with an extra room or apt., you may have to think about finding some one to rent to (be careful). If you own a house, you may have to sell to avoid losing it altogether. If you have any valuables that you can get rid of, place ads up to sell them for extra money. Go to your local church for help, social services, St. Vincent De Paul, Salvation Army, United Way…There are some resources out there but you have to start making calls or looking on the internet for help. Please do not get sucked into people claiming they can loan you money…I would first check them out to see if they are even legitimate! Is there something extra you can be doing to make money..do you have a special talent, skill, creativity? Think outside the box….I myself are in a situation again, because I am now disabled and my income is no longer what it was, I am finding it more difficult to keep my head above water, so I may eventually have to sell my home, though it needs some repair first which is difficult to get done with little to no cash. Times are hard, so do the best you can, think creatively, perservere whatever the circumstance. If we lose all our possessions of course it isn’t a happy situation, but we must move forward anyway, to make a new start somewhere else. You are not alone, so many of us are hurting. Stay connected to share. Good Luck you all.

By: barbara mack

barbara mack — Wed, 24 Mar 2010 15:05:38 +0000

My daughter has fallen on hard times and she just found out that her water utilities have been shut off is this legal? she has three children under age eight years old the youngest is not even two
(I will pay her bill) Pleas just let me know if this is legal especially having such youn children.
Thank You.

By: Wayne Hall

Wayne Hall — Mon, 15 Feb 2010 18:45:30 +0000

Where do you turn for help? My income for the last year was just a little over 19 thousand not a lot of money to live on, much less pay bills. I was told the Catholics would help me, I wrote them several times, they never responded. When I got sick and ran up a hospital bill, I was told to contact Medicade since I was already 63, they said they could not help I made to much money???

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