Review of Rich by Thirty: A Young Adult’s Guide to Financial Success

If there is one demographic that needs to become interested in their finances, it is the under 30 crowd. Most young adults feel that they have plenty of time ahead to get serious about their finances, but the fact is, making a few good money choices as early as possible will be even more beneficial than making brilliant choices later. Whether it is getting out of debt, creating a budget, or saving for retirement, the earlier you can begin to make positive chances, the better off you’ll be. Rich by Thirty does a good job at bringing this message to those who need it most.

Lesley Scorgie has been writing and speaking about young adult finances for six years. She has made many television appearances, including The Oprah Winfrey Show and Montel Williams. She has had other writings featured in a number of publications such as Maclean’s and Cosmo Girl. She now travels across the country giving lectures on financial planning for young adults.

What You’ll Find in the Book

Rich by Thirty This book is structured in a very logical manner. It opens with a discussion about getting motivated. This is a key first step for anyone to become interested in taking control of their finances. If you aren’t motivated to make changes and don’t know why it would benefit you, you’ll never get serious about your money. Lesley does a good job at making the issue of money something that most people can relate with.

From there, the book follows a path that begins with the most basic money concerns of getting organized and creating a budget. These critical steps are the foundation in which you can begin to build upon and tackle the later chapters that discuss getting out of debt, saving money, and investing.

Would I Recommend It?

If you are under the age of 25, or know someone who is, then I think this is a great introduction to personal finance. The writing is easy to understand and most young adults should easily be able to relate with the examples in the book. It introduces some very important concepts without confusing you with a lot of new terms. I also think it helps that this story and book is coming from someone with a modest background. It is refreshing to know that a little education and hard work can go a long way at such a young age to create success. So, I would recommend this book for the young adult in your family as an introduction to money.

Rich by Thirty: A Young Adult’s Guide to Financial Success

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About the Author: Jeremy Vohwinkle is a Chartered Retirement Planning Counselor® and spent a few years working as a financial planner. Today, he helps people make the most of their money by writing about personal finance here and elsewhere on the web. Jeremy is also Coach at Adaptu and a regular contributor for other publications such as Intuit, and American Express. Be sure to follow Jeremy on Twitter or Google+.


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This is a great review. I'm 21 and I read this book a few months ago and it was a solid introduction. I have been working on a personal finance blog for college students/young adults for a number of months now and I'm just trying to get the name out there a bit. If you have a topic in mind that you think would be helpful to my demographic that would be great.


I know. I could have used this reading material while in college. It would have probably changed a number of choices I made in the years following.


where was this book 15 years ago?

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