All Entries Tagged With: "credit cards"
The Shocking Truth about Repairing Credit After Bankruptcy
Tweet For most people, repairing credit after bankruptcy seems impossible. My credit is trashed, they think. I’ll just have to wait a decade before the bankruptcy falls off my credit report. But nothing could be further from the truth. In fact, wiping your hands of credit and becoming a cash-only citizen is the single worst [...]
A Few Tips for Repairing Bad Credit
Tweet Getting rid of negative marks on your credit history is a problem facing many hard working people these days. With a poor economy making it difficult to pay bills, it’s no wonder more and more people are looking for solutions to get out of the rut they are in with bad credit. Good credit [...]
Best Credit Cards for College Students
Tweet When it comes to college, most experts tend to steer students away from credit cards. That’s because credit cards, when used improperly, can create a financial nightmare for young adults. Careless spending and little to no income may be a recipe for disaster, but so is graduating college and setting out on your own [...]
American Express TrueEarnings Credit Card Review
Tweet TrueEarnings Cash Back Card from American Express and Costco Warehouse stores such as Sam’s Club and Costco usually offer exclusive deals to their customers. These deals usually consist of special promotions and savings on products, but reward credit cards often don’t apply. A good credit card that that offers substantial cash back rewards will [...]
Help Getting Out of Debt – Using Credit Counseling
Tweet There is Help Available, but be Careful to Avoid Scams Have you tried to get a handle on your debt yourself but still can’t seem to make any headway? First of all, it’s OK and there’s nothing to be ashamed about. If you find that you just can’t get back on track yourself, there [...]
Are Debit Card Limits On the Horizon?
Tweet Debit Card Limits Set Financial Reform Back Debit cards have increased in popularity at a record pace in recent years, and for good reason. Unlike credit cards, they are tied to your checking account and when you swipe that plastic you’re instantly pulling from money you have available. There are obviously a few drawbacks [...]
Blue Cash Everyday® Card from American Express Review
Tweet Blue Cash Everyday® Card from American Express Is One of the Best Cash Back Credit Cards Out There If you’re a fan of getting cash back on your regular purchases, then here’s a card for you. It’s the Blue Cash Everyday® Card from American Express and it offers some of the highest cash back rebates in the [...]
The Best American Express Credit Cards For Your Business
Tweet When starting or managing a business nothing can be more important than how you make purchases. Whether you’re just starting out and want a safe and secure way to purchase office supplies, to investing in expensive equipment with the ability to finance the purchase over time, nothing beats a good credit card. What makes [...]
10 Tips For Successfully Negotiating With Creditors
Tweet How to Negotiate With Creditors When debt is mounting, stress mounts along with it. Debt can limit your financial stability, drain your bank account and make it impossible to obtain new credit. On top of that, the constant stream of calls and letters can prove to be embarrassing. You may look at your debt [...]
3 Ways to Wipe Out Debt Quickly
Tweet This guest post is from The Digerati Life. No one likes having debt. I’ve got my mortgage to pay and a small amount on a balance transfer credit card. But other than that I’ve been pretty good at paying everything off and making sure I have as little debt as possible. But for those [...]
Secured Credit Cards: A Good Alternative in Times of Tight Lending
Tweet In this day and age, access to a credit card is virtually a necessity. It’s very impractical to carry bundles of cash and paying for things is so much more convenient with plastic. But using your debit card also carries a little added risk. Lately, the credit industry has been stifled and getting a [...]
Credit Score and Credit History Basics
Tweet When it comes to staying on top of your finances there are few things that can have such a lasting impact as your credit history. Many people have heard the terms “credit report” and “credit score” before, but not everyone knows exactly what each means, and few are privy to the important details that [...]
What You Need to Know Before Co-Signing a Loan
Tweet Have you ever been asked to co-sign a loan? Maybe a friend, relative, or family member is having trouble getting a loan and they need someone else to co-sign. Or maybe you are a parent with a teenager who is trying to get a credit card and can’t because of the new credit card [...]
The New Credit Card Statements Are Here
Tweet New Credit Card Statements Help You Get Out of Debt The new laws from the CARD Act have created a number of changes for credit card holders. Teenagers now find it very hard to get a credit card, card companies can’t stick your past balances with a higher interest rate, and new credit card [...]
Credit Card and Debit Cards No Longer Have Automatic Overdraft and Over Limit Protection
Tweet New Credit Card Law Puts a Hold on Over Limit Charges As you have probably heard by now, the CARD Act takes effect on February 22nd. Many of these changes are part of the law, but a lot of banks are also making voluntary changes to their programs. There are a lot of changes [...]
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